232 Terra Cotta, Irvine, CA 92603 Property Records

Orange County property record for 232 Terra Cotta, Irvine, CA 92603

Property Summary

Property Type	Condominium
Details	4 bd · 3 ba · 2,387 sqft · built 2002
Owner	2 Individual Names on Record
Last Sale	$1,681,000 (May 2023)
Tax Bill	$19,399 (2025)
Deeds & Mortgages	May 2023 Sale Feb 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`481-062-59`

Property Details

APN / Parcel Number

Primary APN	`481-062-59`
Alternative APN	`934-244-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,387 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	232 TERRA COTTA
City	IRVINE
State	CA
Zip	92603-0605
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16259 BLK LOT 1 UN 5 TRACT 16259, LOT 1 OF PROJECT 934-24 LOCATED ON
Legal Subdivision	SANDLEWOOD AT QUAIL HILL
Legal Tract	16259
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	62654

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 DUNNWOOD GREEN LN, 309, PITTSFORD, NY 14534-1777
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Grant Deed, Transfer EQUITY TITLE COMPANY, EQUITY TITLE
Feb 1, 2022	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage CELEBRITY HOME LOANS LLC
Oct 28, 2021	Grant Deed, Transfer · Conventional Mortgage FLYHOMES MORTGAGE
Mar 20, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NUVISION FINANCIAL FCU
Mar 20, 2017	Deed of Trust, Mortgage · ARM NUVISION FINANCIAL FCU
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Apr 13, 2018	Grant Deed, Transfer BRIDGELOCK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 25, 2023 · Amount on Record
Deed Sale	May 25, 2023 · Amount on Record
Prior Sale	Oct 28, 2021 · Amount on Record
Deed Document Number	2023123889
Prior Transfer Date	Dec 15, 2020
Prior Transfer Doc	0000778951
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2023
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Document Number	0000123889
Map Reference	MB 831 PG 49&50
Instrument Date	May 24, 2023
Instrument	2023000123889
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	274 CRITTENDEN WAY APT 2, 2, ROCHESTER, NY 14623-2225

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Transaction Type	Mortgage
Record Updated	Feb 11, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TERRA COTTA, IRVINE, CA 92603-0605

Mortgage

Document Number	0000042906
Date	Feb 1, 2022
Instrument	2022000042906

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2052

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TERRA COTTA, IRVINE, CA 92603-0605

Mortgage

Document Number	0000774276
Date	Dec 29, 2021
Instrument	2021000774276

Lender

Name	CELEBRITY HOME LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Change Frequency	Monthly
Min Rate At Change	3.25%
Max Rate At Change	3.25%
Index	Other
Max Rate	3.25%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Oct 28, 2021
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Document Number	0000657819
Map Reference	MB 831 PG 49&50
Instrument Date	Oct 13, 2021
Instrument	2021000657819
Transaction Type	Transfer
Record Updated	Nov 11, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Investor	Possibly a Property Investor

Mortgage

Document Number	0000657820
Date	Oct 28, 2021
Instrument	2021000657820

Lender

Name	FLYHOMES MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	3 Months
Due	Jan 25, 2022

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112229
Date	Mar 20, 2017
Instrument	2017000112229

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112228
Date	Mar 20, 2017
Instrument	2017000112228

Lender

Name	NUVISION FINANCIAL FCU
Type	Credit Union
Address	HUNTINGTON BEACH, CA 92647

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7.25%
Index	1-Year LIBOR
Max Rate	10.2%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Document Number	0000543967
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	232 TERRA COTTA IRVINE CA 926030605, IRVINE, CA 92603-0605

Mortgage

Document Number	0000543967
Date	Dec 27, 2019
Instrument	543967

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 13, 2018
Property Address	232 TERRA COTTA, IRVINE, CA 92603-0605
Document Number	0000133258
Instrument Date	Mar 13, 2018
Instrument	133258
Transaction Type	Transfer
Record Updated	Apr 23, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,153.90
Amount Accuracy	Full Value
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	232 TERRA COTTA IRVINE CA 926030605, IRVINE, CA 92603-0605

Mortgage

Document Number	133259
Date	Apr 13, 2018
Instrument	133259

Lender

Name	BRIDGELOCK CAP
Type	Funding / Finance Company
Address	WOODLAND HILLS, CA 91367

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,783,890 (+2%) Land $1,374,244 Building $409,646
2025	$19,399.00 (+9.2%)	$1,748,912 (+17.84%) Land $1,347,298 Building $401,614
2023	$17,765.00 (+1.95%) Homeowner's exemption	$1,484,100 Land $1,134,367 Building $349,733
2022	$17,425.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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