227 Terra Cotta, Irvine, CA 92603 Property Records

Orange County property record for 227 Terra Cotta, Irvine, CA 92603

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,998 sqft · built 2002
Owner	Trust Name on File
Last Sale	$921,000 (Mar 2019)
Tax Bill	$11,914 (2025)
Deeds & Mortgages	Dec 2020 Mortgage May 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`932-721-50`

Property Details

APN / Parcel Number

Primary APN	`932-721-50`
Alternative APN	`481-062-58`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,998 sqft Living Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	227 TERRA COTTA
City	IRVINE
State	CA
Zip	92603-0607
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	N TR 16260 BLK LOT 1 UN 9 TRACT 16260, LOT 1 OF PROJECT 932-72 LOCATED ON
Legal Subdivision	SOLSTICE
Legal Tract	16260
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2000
Census Tract	62654

Owner

227 Terra Cotta, a condominium, is owner-occupied and held in a trust since March 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	Trust Name on File
Mailing Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Sep 30, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Mar 1, 2019	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO
Mar 1, 2019	Grant Deed, Transfer BANK OF AMERICA
Mar 1, 2019	Quit Claim Deed, Transfer CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 1, 2019 · Amount on File
Deed Sale	Mar 1, 2019 · Amount on File
Prior Sale	Dec 26, 2002 · Amount on File
Deed Document Number	201965568
Prior Transfer Date	Feb 6, 2019
Prior Transfer Doc	0000065567
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 TERRA COTTA, IRVINE, CA 92603-0607

Mortgage

Document Number	0000766513
Date	Dec 28, 2020
Instrument	2020000766513

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Document Number	0000240036
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 TERRA COTTA IRVINE CA 926030607, IRVINE, CA 92603-0607

Mortgage

Document Number	0000240036
Date	May 28, 2020
Instrument	240036

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	May 27, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Document Number	0000435772
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 TERRA COTTA IRVINE CA 926030607, IRVINE, CA 92603-0607

Mortgage

Document Number	0000435772
Date	Nov 4, 2019
Instrument	435772

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 3, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2019
Property Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Document Number	0000065567
Instrument Date	Feb 6, 2019
Instrument	65567
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16 CALLE AMENO SAN CLEMENTE CA 926722366, SAN CLEMENTE, CA 92672-2366

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2019
Property Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Document Number	0000065568
Instrument Date	Jan 25, 2019
Instrument	65568
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,013.10
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	227 TERRA COTTA IRVINE CA 926030607, IRVINE, CA 92603-0607

Mortgage

Document Number	65569
Date	Mar 1, 2019
Instrument	65569

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2049

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2019
Property Address	227 TERRA COTTA, IRVINE, CA 92603-0607
Document Number	0000065566
Instrument Date	Oct 3, 2018
Instrument	65566
Transaction Type	Transfer
Record Updated	Mar 11, 2019
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	16 CALLE AMENO SAN CLEMENTE CA 926722366, SAN CLEMENTE, CA 92672-2366

Tax Assessment & Valuation

The 2025 property tax bill for 227 Terra Cotta was $11,914 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,047,937 (+2%) Land $748,316 Building $299,621
2025	$11,914.00 Homeowner's exemption	$1,027,390 Land $733,643 Building $293,747
2023	$12,684.00 (+1.93%) Homeowner's exemption	$987,497 Land $705,155 Building $282,342
2022	$12,444.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 227 Terra Cotta in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 227 Terra Cotta is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 415 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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