232 Moonstone Rd, Chattanooga, TN 37405 Property Records

Hamilton County property record for 232 Moonstone Rd, Chattanooga, TN 37405

Property Summary

Property TypeSingle Family Home
Details1 ba · 912 sqft · built 1984
Lot Size0.314 acres (13,700 sqft)
Owner2 Individual Names on File
Tax Bill$1,014 (2025)
Flood ZoneZone X (minimal risk)
APN126N E 003

Property Details

APN / Parcel Number

Primary APN126N E 003
Alternative APN
  • 0000050358

Interior

Full Baths1 Bath
Stories1 Story
Building Area912 sqft Living Area

Exterior

Year BuiltBuilt 1984
Exterior MaterialWood Shingle
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,700 sqft (0.314 acres)
Lot Dimensions137 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
SewerConnected

Location & Zoning

Account Number0000050358
Street Address232 MOONSTONE RD
CityCHATTANOOGA
StateTN
Zip37405-2074
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 103 PT 104 SPEARS SUB OF HILL CITY PB1 PG27
Legal SubdivisionSPEARS SUB OF HILL C
Legal Lot Number103
JurisdictionHAMILTON TN
Township / Civil Division6
Census Block Group1
Census Block1000
Census Tract800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

232 Moonstone Rd is owned by two individuals who acquired it in January 2001.

Source: Hamilton County records, as of December 31, 2025

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 5295, CHATTANOOGA, TN 37406-0295
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 31, 2001
Deed SaleJan 31, 2001
Deed Document Number2001013100217
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 232 Moonstone Rd was $1,014, up 2% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,014.00 (+2%)$66,925 (+77.05%)$267,700 (+77.05%) Land $143,800 Building $123,900
2024$845.00$37,800 (-)$151,200 (-) Land $80,500 Building $70,700
2023$845.00$37,800 (-)$151,200 (-) Land $80,500 Building $70,700
2022$845.00$37,800$151,200 Land $80,500 Building $70,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 232 Moonstone Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims8 (1978–2009)
Claims Outside the SFHA1 of 8
Most Recent ClaimSep 2009 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Moonstone Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTENNESSEE AMERICAN WATER
private · serves 207,046 people · EPA ID TN0000107
Water SourceSurface water
Last State InspectionDec 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
EPB
Fiber
100,000 / 100,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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