Hamilton County property record for 231 Moonstone Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 822 sqft · built 1930 |
| Lot Size | 0.064 acres (2,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $210,000 (Jun 2024) |
| Tax Bill | $825 (2025) |
| Deeds & Mortgages | Jun 2024 Sale Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126N E 008 |
| Primary APN | 126N E 008 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 822 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 2,800 sqft (0.064 acres) |
| Lot Dimensions | 56 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000050363 |
|---|---|
| Street Address | 231 MOONSTONE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2075 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 0029 04 11 PT LT 122 SPEARS SUB OF HILL CITY PB1 PG27 |
| Legal Subdivision | SPEARS SUB OF HILL C |
| Legal Tract | 1 |
| Legal Lot Number | 122 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
231 Moonstone Rd is owned and occupied by an individual who bought it in June 2024.
Source: Hamilton County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 231 MOONSTONE RD, CHATTANOOGA, TN 37405-2075 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2024 | Warranty Deed, Transfer FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Oct 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST VOLUNTEER BK |
| Aug 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Mar 22, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST VOLUNTEER BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 21, 2024 · Amount on File |
| Deed Sale | Jun 21, 2024 · Amount on File |
| Prior Sale | Oct 26, 2020 · Amount on File |
| Deed Document Number | 2024209 |
| Deed Book / Page | 13628 / 424 |
| Prior Transfer Date | Jun 25, 2013 |
| Prior Transfer Doc | 0000000130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jun 21, 2024 |
| Property Address | 231 MOONSTONE RD, CHATTANOOGA, TN 37405-2075 |
| Document Number | 0000000209 |
| Book / Page | 13628 / 424 |
| Map Reference | MB 1 PG 27 |
| Instrument Date | Jun 19, 2024 |
| Instrument | 2024062100209 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST CHOICE TITLE, FIRST CHOICE TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $777.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 MONSTATE RD, CHATTANOOGA, TN 37405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Oct 26, 2020 |
| Property Address | 231 MOONSTONE RD, CHATTANOOGA, TN 37405-2075 |
| Document Number | 1026000110 |
| Book / Page | 012204 / 000630 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 201026000110 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2020 |
| Title Company | CHATTANOOGA TITLE E BRAINERD LLC, CHATTANOOGA TITLE E BRAINERD L |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $403.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2005 CANNONDALE LOOP CHATTANOOGA TN 374217172, CHATTANOOGA, TN 37421-7172 |
| Document Number | 122040633 |
|---|---|
| Date | Oct 26, 2020 |
| Book Page | 012204/000633 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Oct 25, 2027 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 13, 2019 |
| Property Address | 231 MOONSTONE RD, CHATTANOOGA, TN 37405-2075 |
| Document Number | 0813000144 |
| Book / Page | 011727 / 000427 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 190813000144 |
| Transaction Type | Transfer |
| Record Updated | Sep 3, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $358.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 231 MOONSTONE RD CHATTANOOGA TN 374052075, CHATTANOOGA, TN 37405-2075 |
| Document Number | 813000145 |
|---|---|
| Date | Aug 13, 2019 |
| Book Page | 011727/000430 |
| Instrument | 190813000145 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 231 MOONSTONE RD, CHATTANOOGA, TN 37405-2075 |
| Document Number | 0000000204 |
| Instrument Date | Mar 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2018 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6922 LEE HWY CHATTANOOGA TN 374212466, CHATTANOOGA, TN 37421-2466 |
| Document Number | 0000000204 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 011043/000735 |
| Instrument | 204 |
| Name | FIRST VOLUNTEER BK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Date | May 8, 2017 |
|---|---|
| Book Page | 011043/000735 |
| Instrument | 204 |
| Name | VANDYK MTG |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 7, 2047 |
The 2025 property tax bill for 231 Moonstone Rd was $825, up 80.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $825.00 (+80.92%) | $54,475 (+166.71%) | $217,900 (+166.71%) Land $87,500 Building $130,400 |
| 2024 | $456.00 | $20,425 (-) | $81,700 (-) Land $49,000 Building $32,700 |
| 2023 | $456.00 | $20,425 (-) | $81,700 (-) Land $49,000 Building $32,700 |
| 2022 | $456.00 | $20,425 | $81,700 Land $49,000 Building $32,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 231 Moonstone Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 231 Moonstone Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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