Hamilton County property record for 218 Moonstone Rd, Chattanooga, TN 37405
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,347 sqft · built 2023 |
| Lot Size | 0.078 acres (3,425 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $589,900 (Feb 2024) |
| Tax Bill | $2,366 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Feb 2023 Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 126N E 006 |
| Primary APN | 126N E 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,347 sqft Living Area |
| Gross Area | 1,179 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 3,425 sqft (0.078 acres) |
| Lot Dimensions | 68.5 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000050361 |
|---|---|
| Street Address | 218 MOONSTONE RD |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37405-2074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | PT LT 104 SPEARS SUB OF HILL CITY PB 1 PG 27 |
| Legal Subdivision | SPEARS SUB OF HILL C |
| Legal Lot Number | 104 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LOAN SERVICING LLC |
| Feb 16, 2023 | Deed of Trust, Mortgage · Construction Mortgage CAPSTAR BANK |
| Feb 1, 2024 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 15, 2023 | Warranty Deed, Transfer BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 2024 · Amount on Record |
| Deed Sale | Feb 1, 2024 · Amount on Record |
| Prior Sale | Aug 15, 2023 · Amount on Record |
| Deed Document Number | 2024107 |
| Deed Book / Page | 13502 / 843 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | UNKNOWN, ORG |
| Name | Verified Name |
|---|---|
| Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Document Number | 0000000056 |
|---|---|
| Date | Dec 24, 2025 |
| Book Page | 14148/984 |
| Instrument | 2025122400056 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000062 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 13213/91 |
| Instrument | 2023021600062 |
| Name | CAPSTAR BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37230 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 1, 2024 |
| Property Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Document Number | 0000000107 |
| Book / Page | 13502 / 843 |
| Map Reference | MB 1 PG 27 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 2024020100107 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, FOUNDATION T&E SERIES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,182.63 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Document Number | 0000000108 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 2024020100108 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 15, 2023 |
| Property Address | 218 MOONSTONE RD, CHATTANOOGA, TN 37405-2074 |
| Document Number | 0000000125 |
| Book / Page | 13372 / 684 |
| Map Reference | PL 1 PG 27 |
| Instrument Date | Jun 8, 2023 |
| Instrument | 2023081500125 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,607.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2106 FORT ST, CHATTANOOGA, TN 37408-2413 |
| Name | Verified Name |
|---|---|
| Address | 6001 SUNSET ROAD WEST, LOOKOUT MOUNTAIN, TN 37350 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,366.00 (+11.81%) | $156,125 (+65.04%) | $624,500 (+65.04%) Land $112,500 Building $512,000 |
| 2024 | $2,116.00 (+537.35%) | $94,600 (+535.97%) | $378,400 (+535.97%) Land $63,000 Building $315,400 |
| 2023 | $332.00 (-27.19%) | $14,875 (-27.17%) | $59,500 (-27.17%) Land $59,500 |
| 2022 | $456.00 | $20,425 | $81,700 Land $59,500 Building $22,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 8 (1978–2009) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Sep 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 50% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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