Hampden County and Chicopee City property record for 232 Lafayette St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,228 sqft · built 1935 |
| Lot Size | 0.368 acres (16,050 sqft) |
| Owner | Individual Name on File |
| Last Sale | $287,000 (Aug 2025) |
| Tax Bill | $4,964 (2026) |
| Deeds & Mortgages | Aug 2025 Sale & Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 366-00018 |
| Primary APN | 366-00018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,228 sqft Living Area |
| Gross Area | 2,820 sqft |
| 1st Floor Area | 1,228 sqft |
| Basement Area | 674 sqft |
| Unfinished Basement | 674 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,050 sqft (0.368 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 366-00018 |
|---|---|
| Street Address | 232 LAFAYETTE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 811200 |
232 Lafayette St is owned by an individual who bought it in August 2025.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6 N BRIDGE ST, HOLYOKE, MA 01040-5827 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2025 | Quit Claim Deed, Transfer · FHA Mortgage NORTHPOINT MORTGAGE INC |
| Jun 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLORENCE BK |
| Oct 30, 2018 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Oct 30, 2018 · Amount on File |
| Deed Book / Page | 26008 / 2 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Aug 29, 2025 |
| Property Address | 232 LAFAYETTE ST, CHICOPEE, MA 01020-1508 |
| Document Number | 00026008-2 |
| Book / Page | 26008 / 2 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 40770 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6 N BRIDGE ST, HOLYOKE, MA 01040-5827 |
| Document Number | 0000040771 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 40771 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Number | 0026008-20 |
|---|---|
| Date | Aug 29, 2025 |
| Book Page | 26008/20 |
| Instrument | 40772 |
| Name | NORTHPOINT MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 232 LAFAYETTE ST, CHICOPEE, MA 01020-1508 |
| Document Number | 23260-505 |
| Instrument Date | Jun 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1066 GRANBY RD CHICOPEE MA 010201539, CHICOPEE, MA 01020-1539 |
| Document Number | 23260-505 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 023260/000505 |
| Instrument | 30913 |
| Name | FLORENCE BK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 30, 2018 |
| Property Address | 232 LAFAYETTE ST, CHICOPEE, MA 01020-1508 |
| Document Number | 22423-315 |
| Book / Page | 022423 / 000315 |
| Instrument Date | Oct 25, 2018 |
| Instrument | 64903 |
| Transaction Type | Transfer |
| Record Updated | Nov 22, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $953.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1066 GARNBY RD CHICOPEE MA 01013, CHICOPEE, MA 01013 |
The 2026 property tax bill for 232 Lafayette St was $4,964, up 7.7% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,964.00 (+7.75%) | $325,700 (+7.17%) Land $125,500 Building $200,200 | $293,988 (-4.4%) |
| 2025 | $4,607.00 (+5.35%) | $303,900 (+2.56%) Land $114,300 Building $189,600 | $307,515 |
| 2024 | $4,373.00 (+7.39%) | $296,300 (+10.23%) Land $112,000 Building $184,300 | |
| 2023 | $4,072.00 | $268,800 Land $101,800 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Lafayette St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 232 Lafayette St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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