Hampden County and Chicopee City property record for 218 Lafayette St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,310 sqft · built 1981 |
| Lot Size | 0.394 acres (17,173 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Jun 2020) |
| Tax Bill | $5,892 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 366-00020 |
| Primary APN | 366-00020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,310 sqft Living Area |
| Gross Area | 2,582 sqft |
| 1st Floor Area | 1,310 sqft |
| Basement Area | 868 sqft |
| Unfinished Basement | 868 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,173 sqft (0.394 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 366-00020 |
|---|---|
| Street Address | 218 LAFAYETTE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 811200 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 218 LAFAYETTE ST, CHICOPEE, MA 01020-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 13, 2020 | Deed of Trust, Mortgage · Balloon Mortgage POLISH NATIONAL CU |
| Jun 12, 2020 | Warranty Deed, Transfer · Conventional with PMI PEOPLESBANK (HOLYOKE MA) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2020 · Amount on Record |
| Deed Sale | Jun 12, 2020 · Amount on Record |
| Prior Sale | Jun 24, 1988 · Amount on Record |
| Deed Document Number | 202030646 |
| Deed Book / Page | 23258 / 330 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 218 LAFAYETTE ST, CHICOPEE, MA 01020-1508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 23042-581 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 23042/581 |
| Instrument | 1953 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Jun 12, 2020 |
| Property Address | 218 LAFAYETTE ST, CHICOPEE, MA 01020-1508 |
| Document Number | 23258-330 |
| Book / Page | 023258 / 000330 |
| Instrument Date | Jun 6, 2020 |
| Instrument | 30646 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,395.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 18 WESSON ST SPRINGFIELD MA 011083019, SPRINGFIELD, MA 01108-3019 |
| Document Number | 23258-333 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 023258/000333 |
| Instrument | 30647 |
| Name | PEOPLESBANK (HOLYOKE MA) |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2050 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,892.00 (+3.86%) | $386,600 (+3.31%) Land $127,300 Building $259,300 | $373,283 (-12.41%) |
| 2025 | $5,673.00 (+4.26%) | $374,200 (+1.52%) Land $114,900 Building $259,300 | $426,170 |
| 2024 | $5,441.00 (+5.1%) | $368,600 (+7.87%) Land $112,600 Building $256,000 | |
| 2023 | $5,177.00 | $341,700 Land $102,400 Building $239,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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