Hampden County and Chicopee City property record for 191 Lafayette St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,068 sqft · built 1960 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $283,000 (Oct 2022) |
| Tax Bill | $4,119 (2026) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 366-00025 |
| Primary APN | 366-00025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,068 sqft Living Area |
| Gross Area | 2,185 sqft |
| 1st Floor Area | 1,068 sqft |
| Basement Area | 600 sqft |
| Unfinished Basement | 600 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Pool Type | In-Ground Pool |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 366-00025 |
|---|---|
| Street Address | 191 LAFAYETTE ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 811200 |
Source: Hampden County and Chicopee City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
| Oct 14, 2022 | Quit Claim Deed, Transfer · FHA Mortgage NORTHERN MORTGAGE CO |
| Mar 22, 2022 | Foreclosure · Stand-Alone First Mortgage RFLF 1 LLC |
| Mar 3, 2017 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on Record |
| Deed Sale | Oct 14, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2022 · Amount on Record |
| Deed Document Number | 202261535 |
| Deed Book / Page | 24766 / 264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | May 1, 2026 |
| Property Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Document Number | 026314-278 |
| Book / Page | 26314 / 278 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 202619116 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Document Number | 0000019116, |
|---|---|
| Date | May 1, 2026 |
| Book Page | 26314/278 |
| Instrument | 202619116 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPMEN |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 1, 2052 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Oct 14, 2022 |
| Property Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Document Number | 024766-264 |
| Book / Page | 24766 / 264 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 61535 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Document Number | 0000061536 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 61536 |
| Name | NORTHERN MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Recording Date | Mar 22, 2022 |
| Property Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Document Number | 024462-227 |
| Book / Page | 24462 / 227 |
| Instrument Date | Mar 22, 2022 |
| Instrument | 17476 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 135 SEAPORT BLVD APT 1703, 1703, BOSTON, MA 02210-2723 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017480 |
|---|---|
| Date | Mar 22, 2022 |
| Instrument | 17480 |
| Name | RFLF 1 LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 191 LAFAYETTE ST, CHICOPEE, MA 01020-1507 |
| Document Number | 21595-445 |
| Book / Page | 021595 / 000445 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2017 |
| Name | Verified Name |
|---|
| Document Number | 21595-445 |
|---|---|
| Date | Mar 10, 2017 |
| Book Page | 021595/000445 |
| Instrument | 12573 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2047 |
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,119.00 (+7.6%) | $270,300 (+7.05%) Land $115,500 Building $154,800 | $292,782 (-13.86%) |
| 2025 | $3,828.00 (+5.16%) | $252,500 (+2.39%) Land $105,400 Building $147,100 | $339,910 |
| 2024 | $3,640.00 (+5.02%) | $246,600 (+7.78%) Land $103,300 Building $143,300 | |
| 2023 | $3,466.00 | $228,800 Land $93,900 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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