190 Elm Dr, Columbus, MS 39701 Property Records

Lowndes County property record for 190 Elm Dr, Columbus, MS 39701

Property Summary

Property Type	Single Family Home
Details	1 ba · 3,065 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$257,000 (Aug 2016)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13E220005300`

Property Details

APN / Parcel Number

Primary APN	`13E220005300`
Alternative APNs	`001444` `1444`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Building Area	3,065 sqft Adjusted Area
1st Floor Area	2,587 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	001444
Street Address	190 ELM DR
City	COLUMBUS
State	MS
Zip	39701-8545
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	190 ELM DR LOT 48 09F
Legal Range	17E
Legal Township	19N
Legal Section	30
Legal Subdivision	ELM LAKE RANCH
Legal Lot Number	48
Jurisdiction	LOWNDES MS
Township / Civil Division	5
Census Block Group	1
Census Block	1037
Census Tract	1000

Owner

190 Elm Dr is owned and occupied by two individuals who bought it in August 2016.

Source: Lowndes County records, as of December 15, 2025

Owner of Record	2 Individual Names on File
Mailing Address	190 ELM DR, COLUMBUS, MS 39701-8545
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2016 · Amount on File
Deed Sale	Aug 1, 2016 · Amount on File
Deed Document Number	0020165265
Deed Book / Page	2016 / 5265
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOWNDES MS
Recording Date	Jul 16, 2026
Property Address	190 ELM DR, COLUMBUS, MS 39701-8545
Document Number	2026005415
Book / Page	2026 / 5415
Instrument Date	Jul 15, 2026
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 ELM DR, COLUMBUS, MS 39701-8545

Mortgage

Document Number	2026016630,
Date	Jul 16, 2026
Book Page	2026/16630

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 190 Elm Dr was $1,723 with exemptions applied, down 18.9% from the year before.

Source: Lowndes County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Lowndes County
Unified School District	Lowndes County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,723.00 (-18.88%) Homeowner's exemption Senior Citizen's exemption	$25,418	$254,180 Land $30,000 Building $224,180
2024	$2,124.00 (+15.88%)
2023	$1,833.00 Homeowner's exemption	$22,460	$224,600 Land $30,000 Building $194,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 190 Elm Dr in Zone X, an area of minimal flood risk, though there have been 38 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	38 (1979–2002)
Claims Outside the SFHA	4 of 38
Most Recent Claim	Jan 2002 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1991 · 8 claims Severe Storms & Flooding, Feb 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 190 Elm Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE LAND WATER ASSOCIATION, INC public/private · serves 2,500 people · EPA ID MS0440096
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
4-County Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20