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232 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 232 E Water St, Bainbridge, GA 39817

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details4,030 sqft · built 1895
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$140,000 (Sep 2021)
Tax Bill$1,974 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNB0260-001-000

Property Details

APN / Parcel Number

Primary APNB0260-001-000
Alternative APNs
  • B026000000001000
  • 11998

Interior

Stories2 Stories
Building Area4,030 sqft Total Area
1st Floor Area1,643 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1895
Effective Year BuiltEffective 1987
Exterior MaterialStucco
Foundation TypeRetaining Wall
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
Lot Dimensions65 ft deep x 37 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11998
Old Parcel NumberB026000000001000
Street Address232 E WATER ST
CityBAINBRIDGE
StateGA
Zip39817-3736
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description485 228 234 A & B WATER ST
JurisdictionDECATUR GA
Township / Civil DivisionBAINBRIDGE
Census Block Group4
Census Block4027
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Bainbridge Residential Historic District
listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Decatur County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 1451, BAINBRIDGE, GA 39818-1451
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2021 · Amount on Record
Deed SaleSep 29, 2021 · Amount on Record
Prior SaleMar 23, 2016 · Amount on Record
Deed Document Number0000485228
Deed Book / Page485 / 228
Record UpdatedJun 8, 2026

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDECATUR GA
Recording DateSep 29, 2021
Property Address232 E WATER ST, BAINBRIDGE, GA 39817-3736
Document Number000485/228
Book / Page485 / 228
Instrument DateSep 29, 2021
Instrument2021-001006
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1451, BAINBRIDGE, GA 39818-1451

Mortgage

Document Number0000000485/0000000231
DateSep 29, 2021
Book Page0000000485/0000000231
Lender
NameFIRST PORT CITY BANK
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2022

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
MunicipalityBainbridge City
CountyDecatur County
Unified School DistrictDecatur County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,974.00 (+12.54%)$61,249 (+7.68%) Land $2,294 Building $58,955$153,123 (+7.68%) Land $5,735 Building $147,388
2023$1,754.00 (+3.54%)$56,881 Land $2,294 Building $54,587$142,202 Land $5,735 Building $136,467
2022$1,694.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.2% of Georgia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAINBRIDGE
serves 14,500 people · EPA ID GA0870001
Water SourceGroundwater
Last State InspectionJun 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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