218 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 218 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Office Building
Details	4,920 sqft · built 1895
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Jan 2017)
Tax Bill	$2,991 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0260-002-000`

Property Details

APN / Parcel Number

Primary APN	`B0260-002-000`
Alternative APNs	`B026000000002000` `11999`

Interior

Stories	2 Stories
Building Area	4,920 sqft Total Area
1st Floor Area	1,968 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1986
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Material	Tar & Gravel
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	65 ft deep x 40 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11999
Old Parcel Number	B026000000002000
Street Address	218 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3736
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Legal Description	408 137 218 WATER ST
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4027
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Decatur County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	218 E WATER ST, BAINBRIDGE, GA 39817-3736
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK
Feb 2, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST PORT CITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2017 · Amount on Record
Deed Sale	Jan 31, 2017 · Amount on Record
Prior Sale	Oct 17, 2016
Deed Document Number	0000408134
Deed Book / Page	408 / 134
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	218 E WATER ST, BAINBRIDGE, GA 39817-3736
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	218 E WATER ST, BAINBRIDGE, GA 39817-3736

Mortgage

Document Number	0000000511/0000000795
Date	Mar 20, 2023
Book Page	0000000511/0000000795

Lender

Name	FIRST PORT CITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	218 E WATER ST, BAINBRIDGE, GA 39817-3736
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000408/140
Date	Feb 2, 2017
Book Page	408/140

Lender

Name	FIRST PORT CITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Feb 1, 2020

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,991.00 (+4.47%)	$92,832 (-) Land $2,480 Building $90,352	$232,080 (-) Land $6,200 Building $225,880
2023	$2,863.00 (+23.14%)	$92,832 Land $2,480 Building $90,352	$232,080 Land $6,200 Building $225,880
2022	$2,325.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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