302 E Water St, Bainbridge, GA 39817 Property Records

Decatur County property record for 302 E Water St, Bainbridge, GA 39817

Property Summary

Property Type	Condominium
Details	1 ba · 992 sqft · built 1890
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jan 2026)
Tax Bill	$1,014 (2025)
Deeds & Mortgages	Jan 2026 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`B0330-092-009`

Property Details

APN / Parcel Number

Primary APN	`B0330-092-009`
Alternative APNs	`B033000000092009` `13065`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	992 sqft Heated Area
1st Floor Area	989 sqft
Flooring	Softwood
Interior Walls	Wood

Exterior

Year Built	Built 1890
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Concrete Block
Foundation Type	Masonry
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	871 sqft (0.019 acres)
Lot Dimensions	31 ft deep x 32 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	13065
Old Parcel Number	B033000000092009
Street Address	302 E WATER ST
City	BAINBRIDGE
State	GA
Zip	39817-3729
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	420 493 UNIT 9 WATER ST CONDO
Legal Subdivision	WATER STREET CONDO
Legal Lot Number	WATER
Legal Unit	9
Jurisdiction	DECATUR GA
Township / Civil Division	BAINBRIDGE
Census Block Group	4
Census Block	4033
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Bainbridge Residential Historic District listed 1987 · 198 contributing resources · NRIS 87001907

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Decatur County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1310 DOUGLAS DR, BAINBRIDGE, GA 39819-5129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Warranty Deed, Transfer
Aug 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage FAMILY BANK
Nov 30, 2017	Warranty Deed, Transfer · Closed-End Mortgage FAMILY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 28, 2026 · Amount on Record
Deed Sale	Jan 28, 2026 · Amount on Record
Prior Sale	Nov 30, 2017 · Amount on Record
Deed Document Number	0000559210
Deed Book / Page	559 / 210
Record Updated	Jun 8, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Jan 28, 2026
Property Address	302 E WATER ST, BAINBRIDGE, GA 39817-3729
Document Number	000559/210
Book / Page	559 / 210
Instrument Date	Jan 1, 2026
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1310 DOUGLAS DR, BAINBRIDGE, GA 39819-5129

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DECATUR GA
Property Address	302 E WATER ST, BAINBRIDGE, GA 39817-3729
Transaction Type	Mortgage
Record Updated	Apr 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	000416/248
Date	Aug 10, 2017
Book Page	416/248

Lender

Name	FAMILY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Dec 1, 2018

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DECATUR GA
Recording Date	Nov 30, 2017
Property Address	302 E WATER ST, BAINBRIDGE, GA 39817-3729
Document Number	000420/493
Book / Page	420 / 493
Instrument Date	Nov 30, 2017
Instrument	2017-001006
Transaction Type	Transfer
Record Updated	Nov 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302C E WATER ST # 9, 9, BAINBRIDGE, GA 39817-3738

Mortgage

Document Number	000420/496
Date	Nov 30, 2017
Book Page	420/496

Lender

Name	FAMILY BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

Source: Decatur County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
Municipality	Bainbridge City
County	Decatur County
Unified School District	Decatur County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,014.00 (+5.08%) Homeowner's exemption	$37,563 (+13.64%) Land $952 Building $36,611	$93,909 (+13.64%) Land $2,381 Building $91,528
2023	$965.00 (-5.3%) Homeowner's exemption	$33,054 Land $952 Building $32,102	$82,637 Land $2,381 Building $80,256
2022	$1,019.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.2% of Georgia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE serves 14,500 people · EPA ID GA0870001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bainbridge Fiber, T-Mobile.

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