232 E Franklin St, Hagerstown, MD 21740 Property Records

Washington County property record for 232 E Franklin St, Hagerstown, MD 21740

Property Summary

Property TypeTownhouse
Details1 ba · 1,776 sqft · built 1894
Lot Size0.226 acres (9,840 sqft)
OwnerCompany Name on Record
Last Sale$225,000 (Jul 2022)
Tax Bill$2,203 (2026)
Deeds & MortgagesJan 2024 Mortgage
Jul 2022 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN22-010344

Property Details

APN / Parcel Number

Primary APN22-010344
Alternative APN
  • 010344

Interior

Full Baths1 Bath
Units2 Units
Stories3 Stories
Building Area1,776 sqft Total Area

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Architectural StyleTownhouse
Exterior MaterialBrick
Roof MaterialMetal
Lot Area9,840 sqft (0.226 acres)
Lot Dimensions240 ft deep x 41 ft wide
PorchSlab
Porch Area128 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number010344
Street Address232 E FRANKLIN ST
CityHAGERSTOWN
StateMD
Zip21740-4922
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeCCMU
Legal DescriptionLOT 41X240 232/234 E FRANKLIN ST
Legal SubdivisionTHE GENERAL PLAT OF HAGERSTOWN
JurisdictionWASHINGTON MD
Township / Civil Division22, HAGERSTOWN
Census Block Group2
Census Block2008
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hagerstown Historic District
listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing Address38622 KILGORE CT, WATERFORD, VA 20197-1652
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2024Deed, Transfer · Commercial Mortgage
BRRRR FUNDER LLC
Jul 11, 2022Deed, Transfer
POTOMAC TITLE GROUP SERVICES
Sep 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
NFM LNDG
Jan 23, 2019Grant Deed, Transfer · Construction Mortgage
FLUX FUND ONE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2022 · Amount on Record
Deed SaleJul 11, 2022 · Amount on Record
Prior SaleJan 23, 2019 · Amount on Record
Deed Book / Page7055 / 284
Record UpdatedOct 29, 2026

January 2024: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJan 12, 2024
Property Address232 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
Document Number0073880194
Book / Page7388 / 194
Instrument DateJan 9, 2024
Transaction TypeTransfer
Record UpdatedJan 24, 2024
Title CompanyMETROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38622 KILGORE CT, WATERFORD, VA 20197-1652

Mortgage

Document Number0073880203
DateJan 12, 2024
Instrument7388-0203
Lender
NameBRRRR FUNDER LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2022: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateJul 11, 2022
Property Address232 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
Document Number0070550284
Book / Page7055 / 284
Instrument DateJul 5, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPOTOMAC TITLE GROUP SERVICES

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 EAST AVE FRANKLIN ST234, 232, HAGERSTOWN, MD 21740-4903

Transferred To (Grantee/Buyer)

NameVerified Name

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MD
Property Address232 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
Document Number0060600445
Instrument DateSep 4, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyASSURANCE TITLE COMPANY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address232-234 E FRANKLIN ST HAGERSTOWN MD 217404922, HAGERSTOWN, MD 21740-4922

Mortgage

Document Number0060600445
DateSep 9, 2019
Book Page006060/000445
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 8, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWASHINGTON MD
Recording DateJan 23, 2019
Property Address232 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
Document Number0059100062
Book / Page005910 / 000062
Instrument DateJan 16, 2019
Transaction TypeTransfer
Record UpdatedFeb 8, 2019
Title CompanyMADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$80.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232-234 E FRANKLIN ST HAGERSTOWN MD 217404922, HAGERSTOWN, MD 21740-4922

Mortgage

Document Number59100067
DateJan 23, 2019
Book Page005910/000067
Lender
NameFLUX FUND ONE LLC
Address10594 EDWARDIAN LN, NEW MARKET, MD 21774-6229
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 22, 2020

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,203.00 (+12.57%)$241,867 (+12.6%)$296,000 (+37.8%) Land $35,000 Building $261,000
2025$1,957.00 (+28.92%)$214,800 (+29.4%) Land $35,000 Building $179,800$214,800 (-) Land $35,000 Building $179,800
2023$1,518.00$166,000$214,800 Land $35,000 Building $179,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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