218 E Franklin St, Hagerstown, MD 21740 Property Records

Washington County property record for 218 E Franklin St, Hagerstown, MD 21740

Property Summary

Property TypeTownhouse
Details1.5 ba · 1,230 sqft · built 1894
Lot Size0.099 acres (4,320 sqft)
OwnerIndividual Name on File
Last Sale$142,000 (Dec 2024)
Tax Bill$1,181 (2026)
Deeds & MortgagesAug 2020 Sale & Mortgage
May 2019 Transfer
Flood ZoneZone X (minimal risk)
APN22-011863

Property Details

APN / Parcel Number

Primary APN22-011863
Alternative APN
  • 011863

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,230 sqft Total Area
AtticAttic
Attic Area300 sqft

Exterior

Year BuiltBuilt 1894
Effective Year BuiltEffective 1894
Architectural StyleTownhouse
Exterior MaterialBrick
Lot Area4,320 sqft (0.099 acres)
Lot Dimensions240 ft deep x 18 ft wide
PorchSlab
Porch Area66 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number011863
Street Address218 E FRANKLIN ST
CityHAGERSTOWN
StateMD
Zip21740-4922
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeCCMU
Legal Description18.03X240 218 E FRANKLIN ST
Legal SubdivisionDUNN SUBDIVISION
JurisdictionWASHINGTON MD
Township / Civil Division22, HAGERSTOWN
Census Block Group2
Census Block2008
Census Tract601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Hagerstown Historic District
listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

218 E Franklin St, a townhouse, is owned and occupied by an individual who bought it in December 2024.

Source: Washington County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address218 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2020Deed, Transfer · FHA Mortgage
NFM INC
May 28, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 10, 2024 · Amount on File
Deed SaleDec 10, 2024 · Amount on File
Prior SaleAug 13, 2020 · Amount on File
Deed Book / Page7588 / 163
Prior Transfer DateMay 23, 2019
Prior Transfer Doc0059820352
Record UpdatedOct 29, 2026

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionWASHINGTON MD
Recording DateAug 13, 2020
Property Address218 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
Document Number0063310098
Book / Page6331 / 98
Instrument DateAug 11, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyOLDE TOWNE TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address218 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922

Mortgage

Document Number0006331106
DateAug 13, 2020
Instrument6331/106
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2050

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWASHINGTON MD
Recording DateMay 28, 2019
Property Address218 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922
Document Number0059820352
Book / Page005982 / 000352
Instrument DateMay 23, 2019
Transaction TypeTransfer
Record UpdatedJun 6, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address218 E FRANKLIN ST HAGERSTOWN MD 217404922, HAGERSTOWN, MD 21740-4922

Tax Assessment & Valuation

The 2026 property tax bill for 218 E Franklin St was $1,181, up 9% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWashington County
MunicipalityHagerstown City
Unified School DistrictWashington County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,181.00 (+9.05%)$129,667 (+9.06%)$151,200 (+27.17%) Land $20,000 Building $131,200
2025$1,083.00 (+13.17%)$118,900 Land $20,000 Building $98,900$118,900 Land $20,000 Building $98,900
2024$957.00 (+14.75%)
2023$834.00$91,233$118,900 Land $20,000 Building $98,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 218 E Franklin St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 218 E Franklin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HAGERSTOWN
serves 92,200 people · EPA ID MD0210010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Antietam Cable
Fiber · Cable
2,300 / 2,300
Xfinity
Fiber
2,000 / 2,000
Point Broadband
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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