Washington County property record for 226 E Franklin St, Hagerstown, MD 21740
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,494 sqft · built 1897 |
| Lot Size | 0.273 acres (11,880 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $185,000 (Aug 2021) |
| Tax Bill | $1,489 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Aug 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-009125 |
| Primary APN | 22-009125 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,494 sqft Total Area |
| Year Built | Built 1897 |
|---|---|
| Effective Year Built | Effective 1897 |
| Exterior Material | Stucco |
| Roof Material | Metal |
| Lot Area | 11,880 sqft (0.273 acres) |
| Lot Dimensions | 240 ft deep x 49 ft wide |
| Porch | Slab |
| Porch Area | 40 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 009125 |
|---|---|
| Street Address | 226 E FRANKLIN ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-4922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | LOT 49.5X240 226 E FRANKLIN ST |
| Legal Subdivision | GENERAL PLAN OF HAGERSTOWN |
| Legal Lot Number | 226 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 22, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 601 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 226 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Unknown MIDDLETOWN VALLEY BANK |
| Aug 4, 2021 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| May 7, 2018 | Special Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2021 · Amount on Record |
| Deed Sale | Aug 4, 2021 · Amount on Record |
| Prior Sale | May 7, 2018 · Amount on Record |
| Deed Book / Page | 6716 / 259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 226 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2023 |
| Name | Verified Name |
|---|---|
| Address | 226 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922 |
| Document Number | 0073380080 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 7338/80 |
| Name | MIDDLETOWN VALLEY BANK |
|---|---|
| Type | Bank |
| Address | MYERSVILLE, MD 21773 |
| Type | Unknown |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Aug 4, 2021 |
| Property Address | 226 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922 |
| Document Number | 0067160259 |
| Book / Page | 6716 / 259 |
| Instrument Date | Jul 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | NOT AVAILABLE, TRI STAR SIGNATURE STLMTS LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2914 SPRUCE ST, BAKERSFIELD, CA 93301-1716 |
| Document Number | 0006716264 |
|---|---|
| Date | Aug 4, 2021 |
| Instrument | 6716/264 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 7, 2018 |
| Property Address | 226 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922 |
| Document Number | 0057430280 |
| Book / Page | 5743 / 0280 |
| Instrument Date | Apr 20, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $786.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16317 BROADFORDING RD, 16317, HAGERSTOWN, MD 21740-1111 |
| Name | Verified Name |
|---|---|
| Address | 226 E FRANKLIN ST, HAGERSTOWN, MD 21740-4922 |
| Document Number | 0005743289 |
|---|---|
| Date | May 7, 2018 |
| Instrument | 5743/289 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,489.00 (+5.08%) Homeowner's exemption | $185,533 (+1.55%) | $191,200 (+4.65%) Land $32,900 Building $158,300 |
| 2025 | $1,417.00 (+11.22%) Homeowner's exemption | $182,700 (+22.76%) Land $32,900 Building $149,800 | $182,700 (-) Land $32,900 Building $149,800 |
| 2023 | $1,274.00 | $148,833 | $182,700 Land $32,900 Building $149,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 768 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| Point Broadband Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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