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232 Chestnut Hill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 232 Chestnut Hill Dr, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,619 sqft · built 2002
Lot Size0.18 acres (7,841 sqft)
Owner2 Company Names on File
Last Sale$236,000 (Apr 2013)
Tax Bill$4,751 (2024)
Deeds & MortgagesMar 2022 Line of Credit
Apr 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNT001700588

Property Details

APN / Parcel Number

Primary APNT001700588
Alternative APN
  • 4-069A-8338-00-0193.0000000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area3,619 sqft Living Area
Gross Area4,852 sqft
1st Floor Area2,219 sqft
Basement Area2,150 sqft
Finished Basement1,400 sqft
Unfinished Basement750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area75 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT001700588
Street Address232 CHESTNUT HILL DR
CityO FALLON
StateMO
Zip63368-6344
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTNUT HILLS VLG LOT 193
Legal SubdivisionCHESTNUT HILLS VLG
Legal Lot Number193
JurisdictionST CHARLES MO
Township / Civil DivisionBOONE
Census Block Group1
Census Block1027
Census Tract311153

Owner

232 Chestnut Hill Dr is owned by a company that acquired it in May 2019 and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of Record2 Company Names on File
Mailing Address232 CHESTNUT HILL DR, O FALLON, MO 63368-6344
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Line of Credit
COMMERCE BANK
Apr 9, 2019Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK
May 16, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 18, 2013 · Amount on File
Deed SaleApr 18, 2013 · Amount on File
Prior SaleJan 14, 2013 · Amount on File
Deed Document Number2013306030
Deed Book / Page5999 / 2435
Last Transfer DateMay 16, 2019
Transfer Doc0070750370
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address232 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Transaction TypeMortgage
Record UpdatedApr 6, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 CHESTNUT HILL DR, O FALLON, MO 63368-6344

Mortgage

Document Number0000017187
DateMar 24, 2022
Instrument2022R-017187
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeLine of Credit
AmountAmount on Record
Term119 Months
DueFeb 24, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address232 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0070562192
DateApr 9, 2019
Book Page7056/2192
Instrument20190409000158460
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term96 Months
DueApr 2, 2027

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CHARLES MO
Recording DateMay 16, 2019
Property Address232 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Document Number0070750370
Book / Page007075 / 000370
Instrument DateMay 16, 2019
Instrument234410
Transaction TypeTransfer
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address232 CHESTNUT HILL DR O FALLON MO 633686344, O FALLON, MO 63368-6344

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$74,983 (-)$394,649 (-) Land $80,000 Building $314,649
2025$74,983$394,649 Land $80,000 Building $314,649
2024$4,751.00
2023$69,468
2022$365,620 Land $65,000 Building $300,620

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 232 Chestnut Hill Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2006–2008)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 232 Chestnut Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Gateway Fiber.

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