228 Chestnut Hill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 228 Chestnut Hill Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,906 sqft · built 2002
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Company Names on Record
Last Sale	$365,000 (Oct 2018)
Tax Bill	$5,145 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T001700586`

Property Details

APN / Parcel Number

Primary APN	`T001700586`
Alternative APN	`4-069A-8338-00-0191.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,906 sqft Living Area
Gross Area	4,964 sqft
1st Floor Area	2,194 sqft
Basement Area	2,140 sqft
Finished Basement	1,712 sqft
Unfinished Basement	428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	48 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700586
Street Address	228 CHESTNUT HILL DR
City	O FALLON
State	MO
Zip	63368-6344
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT HILLS VLG LOT 191
Legal Subdivision	CHESTNUT HILLS VLG
Legal Lot Number	191
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1027
Census Tract	311153

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	228 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST COMMUNITY CU
Oct 16, 2019	Deed of Trust, Mortgage STIFEL BK&TR
Oct 12, 2018	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on Record
Deed Sale	Oct 12, 2018 · Amount on Record
Prior Sale	Mar 10, 2006 · Amount on Record
Deed Document Number	2018585410
Deed Book / Page	6989 / 1735
Last Transfer Date	Apr 22, 2025
Transfer Doc	0000016229
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Transaction Type	Mortgage
Record Updated	Jun 16, 2022
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 CHESTNUT HILL DR, O FALLON, MO 63368-6344

Mortgage

Document Number	0000030935
Date	Jun 2, 2022
Instrument	2022R-030935

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	179 Months
Due	May 1, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	228 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Document Number	0071680971
Instrument Date	Oct 16, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	228 CHESTNUT HILL DR O FALLON MO 633686344, O FALLON, MO 63368-6344

Mortgage

Document Number	0071680971
Date	Oct 24, 2019
Book Page	007168/000971
Instrument	599170

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 12, 2018
Property Address	228 CHESTNUT HILL DR, O FALLON, MO 63368-6344
Document Number	0069891735
Book / Page	006989 / 001735
Instrument Date	Oct 10, 2018
Instrument	585410
Transaction Type	Transfer
Record Updated	Nov 6, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	228 CHESTNUT HILL DR O FALLON MO 633686344, O FALLON, MO 63368-6344

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$77,481 (-)	$407,797 (-) Land $80,000 Building $327,797
2025	$5,145.00 (+5.76%)	$77,481 (+8.9%)	$407,797 (+8.9%) Land $80,000 Building $327,797
2024	$4,865.00
2023		$71,147
2022			$374,458 Land $65,000 Building $309,458

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Gateway Fiber.

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