227 Chestnut Hill Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 227 Chestnut Hill Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,080 sqft · built 2001
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$360,000 (Jul 2020)
Tax Bill	$5,556 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Apr 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T001700617`

Property Details

APN / Parcel Number

Primary APN	`T001700617`
Alternative APN	`4-0036-8338-00-0222.0000000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,080 sqft Living Area
Gross Area	5,030 sqft
1st Floor Area	1,840 sqft
Basement Area	1,320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	70 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700617
Street Address	227 CHESTNUT HILL DR
City	O FALLON
State	MO
Zip	63368-6343
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHESTNUT HILLS VLG LOT 222
Legal Subdivision	CHESTNUT HILLS VLG
Legal Lot Number	222
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1030
Census Tract	311153

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	227 CHESTNUT HILL DR, O FALLON, MO 63368-6343
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FRONTIER FINANCIAL INC
Apr 2, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jun 22, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2020 · Amount on Record
Deed Sale	Jul 7, 2020 · Amount on Record
Prior Sale	Jul 1, 2002 · Amount on Record
Deed Document Number	2020471790
Deed Book / Page	7339 / 1479
Prior Transfer Date	Mar 30, 2020
Prior Transfer Doc	0072612111
Record Updated	Oct 29, 2026

July 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2020
Property Address	227 CHESTNUT HILL DR, O FALLON, MO 63368-6343
Document Number	0073391479
Book / Page	7339 / 1479
Map Reference	MB 36 PG 196
Instrument Date	Jul 2, 2020
Instrument	20200707000471790
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 651, SAINT ALBANS, MO 63073-0651

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	227 CHESTNUT HILL DR, O FALLON, MO 63368-6343
Investor	Possibly a Property Investor

Mortgage

Document Number	20200707000471800
Date	Jul 7, 2020
Instrument	20200707000471800

Lender

Name	FRONTIER FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 2, 2020
Property Address	227 CHESTNUT HILL DR, O FALLON, MO 63368-6343
Document Number	0072612111
Book / Page	007261 / 002111
Instrument Date	Mar 30, 2020
Instrument	204140
Transaction Type	Transfer
Record Updated	Jul 2, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	227 CHESTNUT HILL DR O FALLON MO 633686343, O FALLON, MO 63368-6343

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	227 CHESTNUT HILL DR, O FALLON, MO 63368-6343
Document Number	0067661069
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 CHESTNUT HILL DR O FALLON MO 633686343, O FALLON, MO 63368-6343

Mortgage

Document Number	0067661069
Date	Jun 28, 2017
Book Page	006766/001069
Instrument	396120

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Jun 27, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.48%

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	227 CHESTNUT HILL DR, O FALLON, MO 63368-6343
Document Number	0067661049
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 11, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	227 CHESTNUT HILL DR O FALLON MO 633686343, O FALLON, MO 63368-6343

Mortgage

Document Number	0067661049
Date	Jun 28, 2017
Book Page	006766/001049
Instrument	396110

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Jun 27, 2082

Interest

Rate Type	Adjustable Rate
Rate	4.48%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$83,718 (-)	$440,621 (-) Land $80,000 Building $360,621
2025	$5,556.00 (+4.65%)	$83,718 (+7.76%)	$440,621 (+7.76%) Land $80,000 Building $360,621
2024	$5,309.00
2023		$77,686
2022			$408,876 Land $65,000 Building $343,876

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2006–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2008 · Severe Storms, Flooding, And A Tornado

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: Gateway Fiber, T-Mobile, Verizon.

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