232 Arbuthnot St, Winter Haven, FL 33881 Property Records

Polk County property record for 232 Arbuthnot St, Winter Haven, FL 33881 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2021
Square Footage	1,592 sqft Living Area
Lot Size	6,255 sqft (0.144 acres)
Occupancy	Owner Occupied
Last Sale	$261,354 (2021)
Tax Bill	$4,518.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`26-28-08-529016-000080`
Alternative APN	`082826529016000080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Living Area
Gross Area	1,992 sqft Gross Area
1st Floor Area	1,592 sqft 1st Floor
Stories	1 Story

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	6,255 sqft (0.144 acres)
Garage Type	Attached
Garage Area	400 sqft Garage
Porch	Unfinished Open Porch
Porch Area	87 sqft Porch
View / Lot	Commercial/Industrial

Location & Zoning

Street Address	232 ARBUTHNOT ST
City	WINTER HAVEN
State	FL
Zip	33881-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SANCTUARY BY THE LAKE PHASE ONE PB 181 PGS 1-5 LOT 8
Legal Range	26E
Legal Township	28S
Legal Section	08
Legal Subdivision	SANCTUARY BY THE LAKE PHASE ONE
Legal Phase	1
Legal Block	1
Legal Lot Number	8
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1004
Census Tract	13601

Owner

Source: Polk County records · APN 26-28-08-529016-000080

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 04, 2021 · Amount on Record
Deed Sale	May 04, 2021 · Amount on Record
Deed Document Number	2021114846
Deed Book / Page	11698 / 1708
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	May 04, 2021
Property Address	232 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number	0000114846
Book / Page	11698 / 1708
Map Reference	MB 181 PG 1-5
Instrument Date	Apr 29, 2021
Instrument	2021114846
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 23, 2023
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,829.88
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516

Mortgage

Document Number	0116981709
Date	May 04, 2021
Instrument	11698/1709

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,518.00 (-3.32%)	$237,500 (-5.4%) Land $46,000 Building $191,500	$237,500 (-5.4%) Land $46,000 Building $191,500
2023	$4,673.00 (+10.47%)	$251,069 (+15.36%) Land $44,000 Building $207,069	$251,069 (+15.36%) Land $44,000 Building $207,069
2022	$4,230.00	$217,639 Land $44,000 Building $173,639	$217,639 Land $44,000 Building $173,639

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 730 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.