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225 Arbuthnot St, Winter Haven, FL 33881 Property Records

Polk County property record for 225 Arbuthnot St, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,925 sqft · built 2021
Lot Size0.144 acres (6,251 sqft)
Owner2 Individual Names on File
Last Sale$297,000 (Sep 2025)
Tax Bill$5,087 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2025 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-28-08-529016-000560

Property Details

APN / Parcel Number

Primary APN26-28-08-529016-000560
Alternative APN
  • 082826529016000560

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,925 sqft Living Area
Gross Area2,345 sqft
1st Floor Area1,925 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,251 sqft (0.144 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area420 sqft
PorchUnfinished Open Porch
Porch Area133 sqft

Location & Zoning

Street Address225 ARBUTHNOT ST
CityWINTER HAVEN
StateFL
Zip33881-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANCTUARY BY THE LAKE PHASE ONE PB 181 PG 1-5 LOT 56
Legal Range26E
Legal Township28S
Legal Section08
Legal SubdivisionSANCTUARY BY THE LAKE PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number56
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract13601

Owner

Source: Polk County records · APN 26-28-08-529016-000560

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2024Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Sep 19, 2025Warranty Deed, Transfer · Conventional Mortgage
I3 LENDING INC
Dec 16, 2024Warranty Deed, Transfer
OS NATIONAL LLC
Jun 07, 2021Warranty Deed, Subdivision Related Transfer · FHA Mortgage
FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 19, 2025 · Amount on Record
Deed SaleSep 19, 2025 · Amount on Record
Prior SaleDec 16, 2024 · Amount on Record
Deed Document Number2025220717
Deed Book / Page13705 / 1358
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Transaction TypeMortgage
Record UpdatedJul 01, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516

Mortgage

Document Number0000084142
DateApr 12, 2024
Book Page13075/1451
Instrument2024084142
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term327 Months
DueJul 01, 2051

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateSep 19, 2025
Property Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number0000220717
Book / Page13705 / 1358
Map ReferenceMB 181 PG 1-5
Instrument DateSep 12, 2025
Instrument2025220717
Transaction TypeTransfer
Record UpdatedOct 08, 2025
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,079.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1000, RD1000, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address225 ATHUTHNOT STREET, WINTER HAVEN, FL 33881-9516

Mortgage

Document Number0137051360
DateSep 19, 2025
Instrument13705/1360
Lender
NameI3 LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateDec 16, 2024
Property Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number0000284103
Book / Page13368 / 2021
Map ReferenceMB 181 PG 1-5
Instrument DateDec 05, 2024
Instrument2024284103
Transaction TypeTransfer
Record UpdatedJul 01, 2026
Title CompanyOS NATIONAL LLC

Transaction

AmountAmount Recorded
Tax$2,020.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9135 THOMASVILLE DR, CYPRESS GARDENS, FL 33884-4824

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

June 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJun 07, 2021
Property Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number0000146461
Book / Page11747 / 873
Map ReferenceMB 181 PG 1-5
Instrument DateJun 03, 2021
Instrument2021146461
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2023
Title CompanyINSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,638.70
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516

Mortgage

Document Number0011747874
DateJun 07, 2021
Instrument11747/874
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,087.00 (+14.8%)$267,418 (-2.96%) Land $46,000 Building $221,418$267,418 (-2.96%) Land $46,000 Building $221,418
2024$4,431.00 (-15.87%) Homeowner's exemption$275,568 (-2.79%) Land $46,000 Building $229,568$275,568 (-2.79%) Land $46,000 Building $229,568
2023$5,267.00 (+10.54%)$283,489 (+15.63%) Land $44,000 Building $239,489$283,489 (+15.63%) Land $44,000 Building $239,489
2022$4,765.00$245,171 Land $44,000 Building $201,171$245,171 Land $44,000 Building $201,171

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 676 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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