Polk County property record for 240 Arbuthnot St, Winter Haven, FL 33881 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,822 sqft · built 2021 |
| Lot Size | 0.144 acres (6,255 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $320,000 (Jun 2024) |
| Tax Bill | $3,033 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-08-529016-000100 |
| Primary APN | 26-28-08-529016-000100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,822 sqft Living Area |
| Gross Area | 2,262 sqft |
| 1st Floor Area | 1,822 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 6,255 sqft (0.144 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 219 sqft |
| Street Address | 240 ARBUTHNOT ST |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33881-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SANCTUARY BY THE LAKE PHASE ONE PB 181 PGS 1-5 LOT 10 |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 08 |
| Legal Subdivision | SANCTUARY BY THE LAKE PHASE ONE |
| Legal Phase | 1 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 13601 |
Source: Polk County records · APN 26-28-08-529016-000100
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 240 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 12, 2024 · Amount on Record |
| Deed Sale | Jun 12, 2024 · Amount on Record |
| Prior Sale | Apr 15, 2021 · Amount on Record |
| Deed Document Number | 2024135544 |
| Deed Book / Page | 13150 / 604 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 15, 2021 |
| Property Address | 240 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Document Number | 0000096661 |
| Book / Page | 11670 / 1815 |
| Map Reference | MB 181 PG 1-5 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 2021096661 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 23, 2023 |
| Title Company | INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.70 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 240 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516 |
| Document Number | 0116701816 |
|---|---|
| Date | Apr 15, 2021 |
| Instrument | 11670/1816 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,033.00 (-22.79%) Homeowner's exemption | $203,023 (-17.8%) | $263,052 (-5.55%) Land $46,000 Building $217,052 |
| 2023 | $3,928.00 (+2.64%) Homeowner's exemption | $246,995 (+3%) | $278,518 (+16.15%) Land $44,000 Building $234,518 |
| 2022 | $3,827.00 Homeowner's exemption | $239,801 Land $44,000 Building $195,801 | $239,801 Land $44,000 Building $195,801 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050136011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022, Hurricane Ian |
| Wildfire Risk | Moderate above 62% of the US · above 37% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 730 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 35 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.
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