240 Arbuthnot St, Winter Haven, FL 33881 Property Records

Polk County property record for 240 Arbuthnot St, Winter Haven, FL 33881 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,822 sqft · built 2021
Lot Size0.144 acres (6,255 sqft)
Owner2 Individual Names on File
Last Sale$320,000 (Jun 2024)
Tax Bill$3,033 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-08-529016-000100

Property Details

APN / Parcel Number

Primary APN26-28-08-529016-000100
Alternative APN
  • 082826529016000100

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,822 sqft Living Area
Gross Area2,262 sqft
1st Floor Area1,822 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area6,255 sqft (0.144 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchUnfinished Open Porch
Porch Area219 sqft

Location & Zoning

Street Address240 ARBUTHNOT ST
CityWINTER HAVEN
StateFL
Zip33881-9516
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSANCTUARY BY THE LAKE PHASE ONE PB 181 PGS 1-5 LOT 10
Legal Range26E
Legal Township28S
Legal Section08
Legal SubdivisionSANCTUARY BY THE LAKE PHASE ONE
Legal Phase1
Legal Block1
Legal Lot Number10
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1004
Census Tract13601

Owner

Source: Polk County records · APN 26-28-08-529016-000100

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address240 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 12, 2024 · Amount on Record
Deed SaleJun 12, 2024 · Amount on Record
Prior SaleApr 15, 2021 · Amount on Record
Deed Document Number2024135544
Deed Book / Page13150 / 604
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateApr 15, 2021
Property Address240 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516
Document Number0000096661
Book / Page11670 / 1815
Map ReferenceMB 181 PG 1-5
Instrument DateApr 12, 2021
Instrument2021096661
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 23, 2023
Title CompanyINSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address240 ARBUTHNOT ST, WINTER HAVEN, FL 33881-9516

Mortgage

Document Number0116701816
DateApr 15, 2021
Instrument11670/1816
Lender
NameFBC MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,033.00 (-22.79%) Homeowner's exemption$203,023 (-17.8%)$263,052 (-5.55%) Land $46,000 Building $217,052
2023$3,928.00 (+2.64%) Homeowner's exemption$246,995 (+3%)$278,518 (+16.15%) Land $44,000 Building $234,518
2022$3,827.00 Homeowner's exemption$239,801 Land $44,000 Building $195,801$239,801 Land $44,000 Building $195,801

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050136011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, Hurricane Ian

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 730 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 253 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

May also be available at this address: Frontier. Availability varies by address; speeds are provider-advertised maximums, not measured.

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