232 3rd Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 232 3rd Ave, Two Harbors, MN 55616 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1965
Square Footage945 sqft Gross Area
Lot Size6,970 sqft (0.16 acres)
GarageMixed, 342 sqft
OccupancyOwner Occupied
Tax Bill$1,712.00 (2025)

Property Details

APN / Parcel Number

Primary APN23-7640-14020

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area945 sqft Gross Area
1st Floor945 sqft 1st Floor
Stories2 Stories
Primary FlooringWood Flooring
Interior StructureWood Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1906
Effective Year BuiltEffective 1965
Architectural StyleTraditional Style
Exterior MaterialWood Exterior
Construction TypeWood Construction
Roof ConstructionShed Roof Construction
Roof MaterialWood Roof
Lot Area6,970 sqft (0.16 acres)
Depth X Width140 ft x 50 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeMixed Garage
Garage Area342 sqft Garage
Pool TypePool with Hot Tub/Spa Pool Type
Deck Area68 sqft Deck
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address232 3RD AVE
CityTWO HARBORS
StateMN
Zip55616-1625
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLOCK 14
Legal Block14
Legal Lot Number2
JurisdictionLAKE MN
Minor Civil DivisionTWO HARBORS
Census Blockgroup3
Census Block3013
Census Tract370400

Owner

Source: Lake County records · APN 23-7640-14020

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address232 3RD AVE, TWO HARBORS, MN 55616-1625
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 28, 2018Deed of Trust, Mortgage
TWO HARBORS FEDERAL CREDIT UNION
Nov 28, 2018Deed of Trust, Mortgage · Line of Credit
TWO HARBORS FEDERAL CREDIT UNION
Sep 18, 2025Quit Claim Deed, Transfer · Conventional Mortgage
TWO HARBORS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record RefreshedSep 20, 2026

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address232 3RD AVE, TWO HARBORS, MN 55616-1625
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000190984
DateNov 28, 2018
InstrumentA000190984
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address232 3RD AVE, TWO HARBORS, MN 55616-1625
Transaction TypeMortgage
Record UpdatedOct 14, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA000190985
DateNov 28, 2018
InstrumentA000190985
Lender
NameTWO HARBORS FEDERAL CREDIT UNION
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLAKE MN
Recording DateSep 18, 2025
Property Address232 3RD AVE, TWO HARBORS, MN 55616-1625
Document NumberA000206916
Instrument DateSep 05, 2025
InstrumentA000206916
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 3RD AVE, TWO HARBORS, MN 55616-1625

Mortgage

Document NumberA000206917
DateSep 18, 2025
InstrumentA000206917
Lender
NameTWO HARBORS FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 01, 2040

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
MunicipalityTwo Harbors City
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$236,000 (+6.84%) Land $27,000 Building $209,000$236,000 (+6.84%) Land $27,000 Building $209,000
2025$1,712.00$220,900 (+0.87%) Land $20,700 Building $200,200$220,900 (+0.87%) Land $20,700 Building $200,200
2023$219,000 Land $18,800 Building $200,200$219,000 Land $18,800 Building $200,200

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