Lake County property record for 228 3rd Ave, Two Harbors, MN 55616 · Last verified August 2023
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 988 sqft Gross Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Garage | Mixed, 240 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $78,500 (2014) |
| Primary APN | 23-7640-14030 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 988 sqft Gross Area |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Ranch Style |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Lot Area | 6,970 sqft (0.16 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 240 sqft Garage |
| Carport | Carport |
| Carport Area | 126 sqft Carport |
| Pool Type | Pool with Hot Tub/Spa Pool Type |
|---|---|
| Deck Area | 16 sqft Deck |
| Porch | Open Porch |
| Porch Area | 220 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 228 3RD AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1625 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 14 |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MN |
| Minor Civil Division | TWO HARBORS |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7640-14030
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 3RD AVE, TWO HARBORS, MN 55616-1625 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 23, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Apr 17, 2025 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 08, 2014 · Amount on Record |
| Deed Sale | Sep 08, 2014 · Amount on Record |
| Deed Doc Number | 1086 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 228 3RD AVE, TWO HARBORS, MN 55616-1625 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000200498 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | A000200498 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Apr 17, 2025 |
| Property Address | 228 3RD AVE, TWO HARBORS, MN 55616-1625 |
| Document Number | A000206021 |
| Instrument Date | Apr 10, 2025 |
| Instrument | A000206021 |
| Transaction Type | Transfer |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 3RD AVE, TWO HARBORS, MN 55616-1625 |
| Document Number | A000206022 |
|---|---|
| Date | Apr 17, 2025 |
| Instrument | A000206022 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2055 |
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $166,000 Land $18,800 Building $147,200 | $166,000 Land $18,800 Building $147,200 |
Our records do not include FEMA flood map data for 228 3rd Ave; wildfire exposure is none.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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