Lake County property record for 225 3rd Ave, Two Harbors, MN 55616 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 992 sqft · built 1901 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,058 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| APN | 23-7640-10030 |
| Primary APN | 23-7640-10030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 992 sqft Gross Area |
| 1st Floor Area | 992 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Vinyl Panel/Coating |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1901 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Type | Shed Roof |
| Roof Material | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 572 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 225 3RD AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 BLOCK 10 |
| Legal Subdivision | EAST TWO HARBORS |
| Legal Block | 10 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 370400 |
Source: Lake County records · APN 23-7640-10030
Assessment roll updated August 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 3RD AVE, TWO HARBORS, MN 55616-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2006 |
| Transfer Doc | 0000160286 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 225 3RD AVE, TWO HARBORS, MN 55616-1624 |
| Transaction Type | Mortgage |
| Record Updated | Dec 13, 2017 |
| Name | Verified Name |
|---|
| Document Number | , A000188890 |
|---|---|
| Date | Nov 27, 2017 |
| Instrument | A000188890 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2047 |
Source: Lake County records · Assessment roll updated August 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $267,600 (+7.56%) Land $27,000 Building $240,600 | $267,600 (+7.56%) Land $27,000 Building $240,600 | |
| 2025 | $2,058.00 | ||
| 2023 | $248,800 Land $18,800 Building $230,000 | $248,800 Land $18,800 Building $230,000 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 538 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Zito West Holding | Fiber | 1,000 / 1,000 |
| Mediacom Communications | Cable | 1,000 / 50 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: T-Mobile USA, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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