2311 Winchester Loop, Discovery Bay, CA 94505 Property Records

Contra Costa County property record for 2311 Winchester Loop, Discovery Bay, CA 94505

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,362 sqft · built 2003
Lot Size0.14 acres (6,100 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Sep 2005)
Tax Bill$10,417 (2025)
Deeds & MortgagesSep 2017 Mortgage
Feb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN011-400-079-7

Property Details

APN / Parcel Number

Primary APN011-400-079-7
Alternative APN
  • 011-400-079

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms11 Rooms
Stories2 Stories
Building Area3,362 sqft Living Area
1st Floor Area1,564 sqft
2nd Floor Area1,798 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2004
Architectural StyleCluster
Lot Area6,100 sqft (0.14 acres)
View / LotLake
Garage TypeAttached
Garage Area871 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address2311 WINCHESTER LOOP
CityDISCOVERY BAY
StateCA
Zip94505-1856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP1
Legal DescriptionT8023 L79
Legal SubdivisionSUBDIVISION 8023
Legal Tract8023
Legal Lot Number79
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group3
Census Block3012
Census Tract304007

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2311 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2017Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE
Feb 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2005 · Amount on Record
Deed SaleSep 1, 2005 · Amount on Record
Prior SaleMar 18, 2004 · Amount on Record
Deed Document Number2005333798
Last Transfer DateNov 4, 2014
Transfer Doc0000194263
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2311 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164624
DateSep 8, 2017
Instrument2017-164624
Lender
NameAMERICAN PACIFIC MORTGAGE
TypeMortgage Company
AddressROSEVILLE, CA 95661
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 1, 2037

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address2311 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 WINCHESTER LOOP, DISCOVERY BAY, CA 94505-1856

Mortgage

Document Number0000040145
DateFeb 9, 2021
Instrument2021-040145
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term203 Months
DueJan 1, 2038

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
Elementary School DistrictByron Union Elementary School District (KG - 08)
Secondary School DistrictLiberty Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$749,000 (-1.19%) Land $141,414 Building $607,586
2025$10,417.00 (+7.58%) Homeowner's exemption$758,000 (+5.35%) Land $143,114 Building $614,886
2023$9,683.00 (+0.05%) Homeowner's exemption$719,500 Land $135,845 Building $583,655
2022$9,678.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF DISCOVERY BAY
serves 16,790 people · EPA ID CA0710009
Water SourceGroundwater
Last State InspectionMar 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25

May also be available: Verizon.

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