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2319 Lilly St, Effingham, IL 62401 Property Records

Effingham County property record for 2319 Lilly St, Effingham, IL 62401 · Last verified January 2024

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2020
Square Footage1,589 sqft Base Area
Lot Size6,098 sqft (0.139 acres)
Garage480 sqft
OccupancyOwner Occupied
Last Sale$273,000 (2023)
Tax Bill$1.00 (2022)

Property Details

APN / Parcel Number

Primary APN03-11-173-090

Interior

Building Area1,589 sqft Base Area
Stories1 Stories

Exterior

Year BuiltBuilt 2020
Construction TypeFrame Construction
Foundation TypeMat/Raft Foundation (Slab) Foundation
Lot Area6,098 sqft (0.139 acres)
Parking Spaces2 Parking Spaces
Garage Area480 sqft Garage

Location & Zoning

Street Address2319 LILLY ST
CityEFFINGHAM
StateIL
Zip62401-4544
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 1 GOLDEN FIELDS SUB 1ST ADDN 3829/198 3632/103 3365/229 780/84
Legal SubdivisionFIELDS SUBDIVISION
Legal Block1
Legal Lot Number9
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1016
Census Tract950700

Owner

Source: Effingham County records · APN 03-11-173-090

Assessment roll updated January 1, 2022 · Last verified January 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2319 LILLY ST, EFFINGHAM, IL 62401-4544
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Warranty Deed, Transfer · Commercial Mortgage
DIETERICH BANK NA
Aug 30, 2023Deed of Trust, Mortgage · Line of Credit
WASHINGTON SAVINGS BANK
Dec 08, 2022Deed, Transfer · Commercial Mortgage
WASHINGTON SAVINGS BANK
Dec 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
BANK OF HILLSBORO
Nov 18, 2020Special Warranty Deed, Transfer · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 10, 2023 · Amount on Record
Deed SaleOct 10, 2023 · Amount on Record
Prior SaleDec 08, 2022 · Amount on Record
Deed Doc Number202323003285
Record RefreshedJun 07, 2026

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateOct 10, 2023
Property Address2319 LILLY ST, EFFINGHAM, IL 62401-4544
Document Number202323003285
Map ReferenceMB 3387 PG 205
Instrument DateOct 02, 2023
Instrument202323003285
Transaction TypeTransfer
Record UpdatedJan 09, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$273.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2319 LILLY ST, EFFINGHAM, IL 62401-4544

Mortgage

Document Number202323003286
DateOct 10, 2023
Instrument202323003286
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueOct 02, 2024

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2319 LILLY ST, EFFINGHAM, IL 62401-4544
Transaction TypeMortgage
Record UpdatedSep 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003876/48
DateAug 30, 2023
Book Page3876/48
Instrument202323002810
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueSep 15, 2038
Interest
Rate TypeAdjustable Rate
Rate8.5%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).
Min Rate At Change9.25%
Max Rate18%

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionEFFINGHAM IL
Recording DateDec 08, 2022
Property Address2319 LILLY ST, EFFINGHAM, IL 62401-4544
Document Number003829/198
Book / Page3829 / 198
Map ReferenceMB 3387 PG 205
Instrument DateDec 02, 2022
Instrument202222004973
Transaction TypeTransfer
Record UpdatedJan 23, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2319 LILLY ST, EFFINGHAM, IL 62401-4544

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2319 LILLY ST, EFFINGHAM, IL 62401-4544

Mortgage

Document Number202222004974
DateDec 08, 2022
Instrument202222004974
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2053
Interest
Rate TypeFixed Rate
Rate4.74%

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2319 LILLY ST, EFFINGHAM, IL 62401-4544
Transaction TypeMortgage
Record UpdatedJul 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003436/124
DateDec 19, 2018
Book Page3436/124
Instrument201801805287
Lender
NameBANK OF HILLSBORO
TypeBank
AddressHILLSBORO, IL 62049
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.87%

November 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEFFINGHAM IL
Recording DateNov 18, 2020
Property Address2319 LILLY ST, EFFINGHAM, IL 62401-4544
Document Number003632/103
Book / Page3632 / 103
Map ReferenceMB 3387 PG 205
Instrument DateNov 16, 2020
Instrument202020006412
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2319 LILLY STREET, EFFINGHAM, IL 62401-4544

Mortgage

Document Number202020006413
DateNov 18, 2020
Instrument202020006413
Lender
NameCOMMERCE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified January 2024

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2022$1.00 Homeowner's exemption Senior Citizen's exemption$50,760 Land $7,090 Building $43,670$152,280 Land $21,270 Building $131,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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