Effingham County property record for 2315 Lilly St, Effingham, IL 62401 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 2020 |
| Square Footage | 1,337 sqft Base Area |
| Lot Size | 6,098 sqft (0.14 acres) |
| Garage | 572 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $229,000 (2021) |
| Tax Bill | $3,662.00 (2024) |
| Primary APN | 03-11-173-089 |
|---|
| Building Area | 1,337 sqft Base Area |
|---|---|
| 1st Floor | 1,337 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Frame Construction |
| Lot Area | 6,098 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 572 sqft Garage |
| Street Address | 2315 LILLY ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-4544 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 1 GOLDEN FIELDS SUB 1ST ADDN 3876/33 3688/197 3365/229 780/84 |
| Legal Subdivision | FIELDS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | EFFINGHAM IL |
| Minor Civil Division | DOUGLAS |
| Census Blockgroup | 1 |
| Census Block | 1016 |
| Census Tract | 950700 |
Source: Effingham County records · APN 03-11-173-089
Assessment roll updated September 9, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2315 LILLY ST, EFFINGHAM, IL 62401-4544 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Aug 30, 2023 | Intrafamily Transfer, Transfer · Commercial Mortgage WASHINGTON SAVINGS BANK |
| Dec 19, 2018 | Deed of Trust, Mortgage · Commercial Mortgage BANK OF HILLSBORO |
| May 20, 2021 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage WINTRUST MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2021 · Amount on Record |
| Deed Sale | May 20, 2021 · Amount on Record |
| Deed Doc Number | 202121002531 |
| Deed Book / Page | 3688 / 197 |
| Last Transfer Date | Aug 24, 2023 |
| Transfer Doc | 0003876/33 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Aug 30, 2023 |
| Property Address | 2315 LILLY ST, EFFINGHAM, IL 62401-4544 |
| Document Number | 0003876/33 |
| Book / Page | 3876 / 33 |
| Map Reference | MB 3387 PG205PL390-B |
| Instrument Date | Aug 24, 2023 |
| Instrument | 202323002808 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 2315 LILLY ST, EFFINGHAM, IL 62401-4544 |
| Document Number | 202323002809 |
|---|---|
| Date | Aug 30, 2023 |
| Instrument | 202323002809 |
| Name | WASHINGTON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.36% |
| Min Rate At Change | 6.12% |
| Max Rate | 11.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 2315 LILLY ST, EFFINGHAM, IL 62401-4544 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003436/124 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 3436/124 |
| Instrument | 201801805287 |
| Name | BANK OF HILLSBORO |
|---|---|
| Type | Bank |
| Address | HILLSBORO, IL 62049 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | May 20, 2021 |
| Property Address | 2315 LILLY ST, EFFINGHAM, IL 62401-4544 |
| Document Number | 003688/197 |
| Book / Page | 3688 / 197 |
| Map Reference | MB 3387 PG 205 |
| Instrument Date | May 14, 2021 |
| Instrument | 202121002531 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $343.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 W TEMPLE AVE, 101, EFFINGHAM, IL 62401-2277 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants In Common |
| Address | 2315 LILLY ST, EFFINGHAM, IL 62401-4544 |
| Document Number | 202121002532 |
|---|---|
| Date | May 20, 2021 |
| Instrument | 202121002532 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Municipality | Effingham City |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,662.00 (+366,1%) | $60,280 (+19.91%) Land $8,500 Building $51,780 | $180,840 (+19.91%) Land $25,500 Building $155,340 |
| 2022 | $1.00 | $50,270 Land $7,090 Building $43,180 | $150,810 Land $21,270 Building $129,540 |
Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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