2303 Lilly St, Effingham, IL 62401 Property Records

Effingham County property record for 2303 Lilly St, Effingham, IL 62401 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2021
Square Footage1,426 sqft Base Area
Lot Size6,098 sqft (0.14 acres)
Garage430 sqft
OccupancyOwner Occupied
Last Sale$909,000 (2026)
Tax Bill$3,745.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-11-173-083

Interior

Building Area1,426 sqft Base Area
1st Floor1,426 sqft 1st Floor
Stories1 Stories

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Construction TypeFrame Construction
Lot Area6,098 sqft (0.14 acres)
Parking Spaces2 Parking Spaces
Garage Area430 sqft Garage

Location & Zoning

Street Address2303 LILLY ST
CityEFFINGHAM
StateIL
Zip62401-4544
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 1 GOLDEN FIELDS SUB 1ST ADDN 24001667 3795/246 3365/229 780/84
Legal SubdivisionFIELDS SUBDIVISION
Legal Block1
Legal Lot Number2
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1016
Census Tract950700

Owner

Source: Effingham County records · APN 03-11-173-083

Assessment roll updated September 9, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2303 LILLY ST, EFFINGHAM, IL 62401-4544
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingWidow Or Widower

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Transfer on Death Deed, Transfer
NONE LISTED ON DOCUMENT
Jul 06, 2026Warranty Deed, Transfer
NONE LISTED ON DOCUMENT
Dec 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
BANK OF HILLSBORO
Oct 21, 2021Deed of Trust, Mortgage · Building or Construction Mortgage
BANK OF HILLSBORO NA
Jul 05, 2022Special Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 06, 2026 · Amount on Record
Deed SaleJul 06, 2026 · Amount on Record
Prior SaleMay 30, 2024 · Amount on Record
Deed Doc Number20262416
Prior Transfer DateJun 30, 2026
Prior Transfer Doc0000002449
Record RefreshedSep 20, 2026

July 2026: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionEFFINGHAM IL
Recording DateJul 07, 2026
Property Address2303 LILLY ST, EFFINGHAM, IL 62401-4544
Document Number0000002449
Instrument DateJun 30, 2026
Instrument20262449
Transaction TypeTransfer
Record UpdatedJul 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1113 COLLINS DR, EFFINGHAM, IL 62401-1621

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateJul 06, 2026
Property Address2303 LILLY ST, EFFINGHAM, IL 62401-4544
Document Number0000002416
Instrument DateJun 26, 2026
Instrument20262416
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$45,904.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2303 LILLY ST, EFFINGHAM, IL 62401-4544

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2303 LILLY ST, EFFINGHAM, IL 62401-4544
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003436/124
DateDec 19, 2018
Book Page3436/124
Instrument201801805287
Lender
NameBANK OF HILLSBORO
TypeBank
AddressHILLSBORO, IL 62049
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.87%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address2303 LILLY ST, EFFINGHAM, IL 62401-4544
Transaction TypeMortgage
Record UpdatedAug 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 W TEMPLE AVE, EFFINGHAM, IL 62401-2277

Mortgage

Document Number0003733/74
DateOct 21, 2021
Book Page3733/74
Instrument202121005230
Lender
NameBANK OF HILLSBORO NA
TypeBank
AddressHILLSBORO, IL 62049
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded

July 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionEFFINGHAM IL
Recording DateJul 05, 2022
Property Address2303 LILLY ST, EFFINGHAM, IL 62401-4544
Document Number003795/246
Book / Page3795 / 246
Map ReferenceMB 3387 PG 205
Instrument DateJun 30, 2022
Instrument202222002776
Transaction TypeTransfer
Record UpdatedAug 21, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$249.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address101 W TEMPLE AVE, EFFINGHAM, IL 62401-2277

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address2303 LILLY ST, EFFINGHAM, IL 62401-4544

Mortgage

Document Number202222002777
DateJul 05, 2022
Instrument202222002777
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2052
Interest
Rate TypeFixed Rate
Rate5.62%

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$3,745.00 (+374,4%)$61,510 (+221.87%) Land $8,500 Building $53,010$184,530 (+221.87%) Land $25,500 Building $159,030
2022$1.00$19,110 Land $7,090 Building $12,020$57,330 Land $21,270 Building $36,060

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 30% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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