23178 Rye Ave, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 23178 Rye Ave, Punta Gorda, FL 33980

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,672 sqft · built 1988
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$199,500 (Mar 2025)
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`402224328011`

Property Details

APN / Parcel Number

Primary APN	`402224328011`
Alternative APNs	`00107140000006` `10004595743`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,672 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	1,672 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	320 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed/Screened Porch
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00107140000006
Street Address	23178 RYE AVE
City	PUNTA GORDA
State	FL
Zip	33980-8534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PORT CHARLOTTE SEC13 BLK1289 LT6 278/694 351/9 624/338 935/1228 965/1788-89 1452/1438 1519/1599 AFF1519/1600 2299/89 3393/1429 CT3850/2134 3917/2108 4225/876 4902/1461
Legal Range	22E
Legal Township	40S
Legal Section	24
Legal Subdivision	PORT CHARLOTTE
Legal Tract	PCH
Legal Block	1289
Legal Lot Number	6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2045
Census Tract	20900

Owner

23178 Rye Ave is owned and occupied by two individuals who bought it in March 2025.

Source: Charlotte County records, as of November 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	23178 RYE AVE, PORT CHARLOTTE, FL 33980-8534
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Intrafamily Transfer, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 1, 2017	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2025 · Amount on File
Deed Sale	Mar 6, 2025 · Amount on File
Prior Sale	Aug 1, 2017 · Amount on File
Deed Document Number	20253502202
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0003502202
Record Updated	Oct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 30, 2021
Property Address	23178 RYE AVE, PORT CHARLOTTE, FL 33980-8534
Document Number	0049021461
Book / Page	4902 / 1461
Map Reference	MB 5 PG 2A-2G
Instrument Date	Dec 23, 2021
Instrument	3040394
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FLORIDA ABSTRACT AND SECURITY TITLE, FLORIDA ABSTRACT & SECURITY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23178 RYE AVE, PORT CHARLOTTE, FL 33980-8534

Mortgage

Document Number	0049021462
Date	Dec 30, 2021
Instrument	4902/1462

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Aug 1, 2017
Property Address	23178 RYE AVE, PORT CHARLOTTE, FL 33980-8534
Document Number	0042250876
Book / Page	4225 / 0876
Map Reference	MB5 PG2A-2G
Instrument Date	Jul 28, 2017
Instrument	2542596
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	FLORIDA ABSTARTC & SETTLEMEN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23178 RYE AVE, PUNTA GORDA, FL 33980-8534

Mortgage

Document Number	0002542597
Date	Aug 1, 2017
Instrument	2542597

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23178 Rye Ave was $2,849, down 35.3% from the year before.

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00 (-35.25%)	$228,869 Land $18,700 Building $210,169	$228,869 Land $18,700 Building $210,169
2024	$4,400.00 (+78.14%)
2023	$2,470.00 (+4.18%) Homeowner's exemption	$151,151 (+3%)	$234,372 (+13.28%) Land $22,000 Building $212,372
2022	$2,371.00 Homeowner's exemption	$146,749	$206,889 Land $13,175 Building $193,714

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23178 Rye Ave in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 194 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	194 in force
Nearby Flood Claims	35 (1992–2023)
Claims Outside the SFHA	4 of 35
Most Recent Claim	Aug 2023 · Hurricane Idalia
Claims by Event	Hurricane Ian, Sep 2022 · 6 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23178 Rye Ave is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless · Fiber in parts of the area	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, Ripple Fiber.

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