23091 Rye Ave, Punta Gorda, FL 33980 Property Records

Charlotte County property record for 23091 Rye Ave, Punta Gorda, FL 33980

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,867 sqft · built 1981
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on Record
Last Sale$268,000 (Jul 2021)
Tax Bill$3,384 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN402224308009

Property Details

APN / Parcel Number

Primary APN402224308009
Alternative APNs
  • 00107420000002
  • 10004595680

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,867 sqft Living Area
Gross Area2,512 sqft
1st Floor Area1,867 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialMasonry/Stucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage TypeAttached
Garage Area483 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00107420000002
Street Address23091 RYE AVE
CityPUNTA GORDA
StateFL
Zip33980-8531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPORT CHARLOTTE SEC13 BLK1290 LT 19 237/461 617/1181 631/979 1744/186 PR05-1522-MEL 2741/1732 POA3138/970-TVL 3138/976 CT3421/688 3437/558 3496/981 4799/2119 E 4816/1271
Legal Range22E
Legal Township40S
Legal Section24
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block1290
Legal Lot Number19
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group2
Census Block2050
Census Tract20900

Owner

Source: Charlotte County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23091 RYE AVE, PUNTA GORDA, FL 33980-8531
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 7, 2021 · Amount on Record
Deed SaleJul 7, 2021 · Amount on Record
Prior SaleJul 20, 2010 · Amount on Record
Deed Document Number20212968736
Deed Book / Page4799 / 2119
Prior Transfer DateSep 29, 2009
Prior Transfer Doc0034210688
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLOTTE FL
Recording DateJul 7, 2021
Property Address23091 RYE AVE, PORT CHARLOTTE, FL 33980-8531
Document Number0047992119
Book / Page4799 / 2119
Map ReferenceMB 5 PG 2
Instrument DateJun 29, 2021
Instrument2968736
Transaction TypeTransfer
Record UpdatedSep 13, 2021
Title CompanyPREMIER TITLE S FLORIDA, PREMIER TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,876.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2020 WILLOW HAMMOCK CIR UNIT 306, 2020, PUNTA GORDA, FL 33983-6742

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address23091 RYE AVE, PORT CHARLOTTE, FL 33980-8531

Mortgage

Document Number47992120
DateJul 7, 2021
Instrument4799/2120
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,384.00 (-11.27%) Homeowner's exemption$213,391 (-8.6%) Land $18,700 Building $194,691$213,391 (+42.26%) Land $18,700 Building $194,691
2024$3,814.00 (+0.77%)
2023$3,785.00 (+3.53%) Homeowner's exemption$233,468 (+3%)$149,999 (-33.82%) Land $22,000 Building $127,999
2022$3,656.00 Homeowner's exemption$226,668 Land $13,175 Building $213,493$226,668 Land $13,175 Building $213,493

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 194 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies194 in force
Nearby Flood Claims35 (1992–2023)
Claims Outside the SFHA4 of 35
Most Recent ClaimAug 2023 · Hurricane Idalia
Claims by Event
  • Hurricane Ian, Sep 2022 · 6 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

May also be available: CenturyLink, Ripple Fiber.

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