Oldham County property record for 2317 Ridge Rd, Pendleton, KY 40055 · Last verified May 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Lot Size | 449,974 sqft (10.3 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,268.00 (2025) |
| Primary APN | 51-15-02-20&21 |
|---|---|
| Alternative APNs |
|
| Lot Area | 449,974 sqft (10.3 acres) |
|---|
| Water Source | Yes (Unknown Type) Water Source |
|---|
| Account Number | 74952 |
|---|---|
| Street Address | 2317 RIDGE RD |
| City | PENDLETON |
| State | KY |
| Zip | 40055-9622 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Legal Description | HOUSE & 10.33AC |
| Legal Subdivision | ORGAN CREEK FARMS |
| Legal Block | SEC 2 |
| Legal Lot Number | 20&21 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | LA GRANGE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 30100 |
Source: Oldham County records · APN 51-15-02-20&21
Assessment roll updated December 23, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2317 RIDGE RD, PENDLETON, KY 40055-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage EVERETT FINANCIAL INC |
| Feb 15, 2024 | Deed, Transfer |
| Oct 04, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2025 |
| Deed Sale | Jun 13, 2025 |
| Prior Sale | Oct 04, 2021 · Amount on Record |
| Deed Doc Number | 2025811646 |
| Deed Book / Page | 1413 / 39 |
| Prior Transfer Date | Jun 06, 2025 |
| Prior Transfer Doc | 00D1413/39 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Apr 17, 2026 |
| Property Address | 2317 RIDGE RD, PENDLETON, KY 40055-9622 |
| Document Number | 0000858619 |
| Book / Page | 2740 / 300 |
| Instrument Date | Apr 13, 2026 |
| Instrument | 2026858619 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 2317 RIDGE RD, PENDLETON, KY 40055-9622 |
| Investor | Possibly a Property Investor |
| Document Number | 0000858619, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 2740/300 |
| Instrument | 2026858619 |
| Name | EVERETT FINANCIAL INC |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 15, 2024 |
| Property Address | 2317 RIDGE RD, PENDLETON, KY 40055-9622 |
| Document Number | 0D1376/207 |
| Book / Page | D1376 / 207 |
| Map Reference | MB 3 PG 3 |
| Instrument Date | Jan 26, 2024 |
| Instrument | 755142 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $99.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 605 IDAHO ST, BELGRADE, MT 59714-4014 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 2317 RIDGE RD, PENDLETON, KY 40055-9622 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Oct 04, 2021 |
| Property Address | 2317 RIDGE RD, PENDLETON, KY 40055-9622 |
| Document Number | D1305/121 |
| Book / Page | D1305 / 121 |
| Map Reference | MB 3 PG 3 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 658329 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2644 WENDELL AVE, 2644, LOUISVILLE, KY 40205-3138 |
| Name | Verified Name |
|---|---|
| Address | 609 HAWKINS ST, CARROLLTON, KY 41008-1266 |
Source: Oldham County records · Assessment roll updated December 23, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 (+14.86%) | $99,000 (+16.47%) Land $99,000 | $99,000 (+16.47%) Land $99,000 |
| 2023 | $1,104.00 | $85,000 Land $35,000 Building $50,000 | $85,000 Land $35,000 Building $50,000 |
2317 Ridge Rd is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oldham County (21185C), updated October 15, 2025
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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