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2232 Ridge Rd, Pendleton, KY 40055 Property Records

Oldham County property record for 2232 Ridge Rd, Pendleton, KY 40055 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2003
Square Footage1,664 sqft Living Area
Lot Size266,587 sqft (6.11 acres)
OccupancyOwner Occupied
Last Sale$10,000 (2019)
Tax Bill$3,864.00 (2025)

Property Details

APN / Parcel Number

Primary APN51-15-01-18
Alternative APN
  • 57299

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Building Area1,664 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeBlock Foundation
Roof MaterialComposition Shingle Roof
Lot Area266,587 sqft (6.11 acres)

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Account Number57299
Street Address2232 RIDGE RD
CityPENDLETON
StateKY
Zip40055-9621
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionHOUSES & 6.12 AC
Legal BlockSEC 1
Legal Lot Number18
JurisdictionOLDHAM KY
Minor Civil DivisionLA GRANGE
Census Blockgroup2
Census Block2001
Census Tract30100

Owner

Source: Oldham County records · APN 51-15-01-18

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2232 RIDGE RD, PENDLETON, KY 40055-9621
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jul 07, 2020Deed of Trust, Mortgage · Commercial Mortgage
BEDFORD LOAN & DEPOSIT BANK
Sep 19, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
BEDFORD LOAN & DEPOSIT BANK
Mar 08, 2019Deed, Transfer
Jun 01, 2017Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 08, 2019 · Amount on Record
Deed SaleMar 08, 2019 · Amount on Record
Prior SaleJun 01, 2017 · Amount on Record
Deed Doc Number549428
Deed Book / PageD1212 / 0506
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address2232 RIDGE RD, PENDLETON, KY 40055-9621
Transaction TypeMortgage
Record UpdatedJun 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2522/322
DateJun 10, 2021
Book PageM2522/322
Instrument640714
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address2232 RIDGE RD, PENDLETON, KY 40055-9621
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2427/837
DateJul 07, 2020
Book PageM2427/837
Instrument581824
Lender
NameBEDFORD LOAN & DEPOSIT BANK
TypeBank
AddressLA GRANGE, KY 40031
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term419 Months
DueJun 18, 2055
Interest
Rate TypeAdjustable Rate

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address2232 RIDGE RD, PENDLETON, KY 40055-9621
Transaction TypeMortgage
Record UpdatedOct 01, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2368/0331
DateSep 19, 2019
Book PageM2368/0331
Instrument557304
Lender
NameBEDFORD LOAN & DEPOSIT BANK
TypeBank
AddressLA GRANGE, KY 40031
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term12 Months
DueSep 06, 2020

March 2019: Deed, Transfer

Document TypeDeed
JurisdictionOLDHAM KY
Recording DateMar 08, 2019
Property Address2232 RIDGE RD, PENDLETON, KY 40055-9621
Document NumberD1212/0506
Book / PageD1212 / 0506
Map ReferenceMB 2 PG 67
Instrument DateFeb 15, 2019
Instrument549428
Transaction TypeTransfer
Record UpdatedNov 16, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2232 RIDGE RD, 2232, PENDLETON, KY 40055-9621

Transferred To (Grantee/Buyer)

NameVerified Name
Address2224 RIDGE RD, PENDLETON, KY 40055-9621

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateJun 01, 2017
Property Address2232 RIDGE RD, PENDLETON, KY 40055-9621
Document NumberD1162/189
Book / PageD1162 / 189
Map ReferenceMB2 G67
Instrument DateMay 26, 2017
Instrument525515
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7011 SPORTSMAN HIDEWAY, 7011, GEORGETOWN, IN 47122-8600

Transferred To (Grantee/Buyer)

NameVerified Name
Address2232 RIDGE RD, PENDLETON, KY 40055-9621
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,864.00 (+7.78%)$310,000 (+8.77%) Land $35,000 Building $275,000$310,000 (+8.77%) Land $35,000 Building $275,000
2023$3,585.00$285,000 Land $30,000 Building $255,000$285,000 Land $30,000 Building $255,000

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