Oldham County property record for 2320 Ridge Rd, Pendleton, KY 40055 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 219,542 sqft (5.04 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $60,000 (2022) |
| Tax Bill | $4,121.00 (2025) |
| Primary APN | 51-15-02-30 |
|---|---|
| Alternative APN |
|
| Lot Area | 219,542 sqft (5.04 acres) |
|---|
| Account Number | 68342 |
|---|---|
| Street Address | 2320 RIDGE RD |
| City | PENDLETON |
| State | KY |
| Zip | 40055-9622 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOUSE & 5.04 AC |
| Legal Block | SEC 2 |
| Legal Lot Number | 30 |
| Jurisdiction | OLDHAM KY |
| Minor Civil Division | LA GRANGE |
| Census Blockgroup | 2 |
| Census Block | 2001 |
| Census Tract | 30100 |
Source: Oldham County records · APN 51-15-02-30
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2320 RIDGE RD, PENDLETON, KY 40055-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 26, 2024 | Deed of Trust, Mortgage · Building or Construction Mortgage FARM CREDIT MID AMERICA FLCA |
| Feb 25, 2022 | Deed, Transfer |
| Sep 14, 2018 | Deed, Transfer · Commercial Mortgage BEDFORD LOAN & DEPOSIT BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 25, 2022 · Amount on Record |
| Deed Sale | Feb 25, 2022 · Amount on Record |
| Prior Sale | Sep 14, 2018 · Amount on Record |
| Deed Doc Number | 679277 |
| Deed Book / Page | D1319 / 313 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 2320 RIDGE RD, PENDLETON, KY 40055-9622 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 455 E NAPLES ST, CHULA VISTA, CA 91911-2516 |
| Document Number | 0M2650/509 |
|---|---|
| Date | Feb 26, 2024 |
| Book Page | M2650/509 |
| Instrument | 755732 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Feb 25, 2022 |
| Property Address | 2320 RIDGE RD, PENDLETON, KY 40055-9622 |
| Document Number | 0D1319/313 |
| Book / Page | D1319 / 313 |
| Map Reference | MB 3 PG 3 |
| Instrument Date | Feb 23, 2022 |
| Instrument | 679277 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7260 PBYEL ST, LOUISVILLE, KY 40206 |
| Name | Verified Name |
|---|---|
| Relationship | Right Of Survivorship |
| Address | 7025 HILLVALE DR, PENDLETON, KY 40055-9639 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Sep 14, 2018 |
| Property Address | 2320 RIDGE RD, PENDLETON, KY 40055-9622 |
| Document Number | D1200/0612 |
| Book / Page | D1200 / 0612 |
| Map Reference | MB3 PG3 |
| Instrument Date | Sep 11, 2018 |
| Instrument | 543647 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 106 MAPLE ST, CAMPBELLSBURG, KY 40011-1407 |
| Name | Verified Name |
|---|---|
| Address | 9001 CROWNE SPRINGS CIR UNIT 306, 306, LOUISVILLE, KY 40241-8148 |
| Document Number | 0000543648 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 543648 |
| Name | BEDFORD LOAN & DEPOSIT BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 11, 2048 |
Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,121.00 (+453.9%) Homeowner's exemption | $380,000 (+533.33%) Land $60,000 Building $320,000 | $380,000 (+533.33%) Land $60,000 Building $320,000 |
| 2023 | $744.00 | $60,000 Land $60,000 | $60,000 Land $60,000 |
2320 Ridge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Oldham County (21185C), updated October 15, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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