2317 Birch St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2317 Birch St, White Bear Lake, MN 55110

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,079 sqft · built 1962
Lot Size	0.25 acres (10,880 sqft)
Owner	2 Individual Names on Record
Last Sale	$377,000 (Jul 2023)
Tax Bill	$4,944 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-30-22-23-0016`

Property Details

APN / Parcel Number

Primary APN	`25-30-22-23-0016`
Alternative APNs	`8470358` `525049`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,079 sqft Living Area
1st Floor Area	1,079 sqft
Basement Area	525 sqft
Finished Basement	525 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	10,880 sqft (0.25 acres)
Lot Dimensions	136 ft deep x 80 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	525049
Street Address	2317 BIRCH ST
City	SAINT PAUL
State	MN
Zip	55110-4418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKEAIRES NO. 5 PART OF LOT 21 WLY OF L RUN FROM NWLY COR TO PT ON ...SWLY COR OF SD LOT 20 BLK 18
Legal Range	22
Legal Township	30
Legal Section	25
Legal Subdivision	LAKEAIRES NO. 5
Legal Block	18
Legal Lot Number	21,2
Jurisdiction	RAMSEY MN
Township / Civil Division	WHITE BEAR LAKE
Census Block Group	2
Census Block	2007
Census Tract	40302

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2317 BIRCH ST, SAINT PAUL, MN 55110-4418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2023 · Amount on Record
Deed Sale	Jul 24, 2023 · Amount on Record
Deed Document Number	20231560130
Prior Transfer Date	Feb 2, 2023
Prior Transfer Doc	0004979194
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jul 26, 2023
Property Address	2317 BIRCH ST, WHITE BEAR LAKE, MN 55110-4418
Document Number	0A04995989
Instrument Date	Jul 24, 2023
Instrument	A04995989
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,244.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2317 BIRCH ST, SAINT PAUL, MN 55110-4418

Mortgage

Document Number	0A04995990
Date	Jul 26, 2023
Instrument	A04995990

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	White Bear Lake City
Unified School District	White Bear Lake School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$368,900 (+11.42%) Land $80,800 Building $288,100	$368,900 (+11.42%) Land $80,800 Building $288,100
2025	$4,944.00 (+16.49%)
2023	$4,244.00 Homeowner's exemption	$331,100 Land $80,800 Building $250,300	$331,100 Land $80,800 Building $250,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	White Bear Lake serves 25,634 people · EPA ID MN1620024
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20