2306 Birch St, White Bear Lake (Saint Paul), MN 55110 Property Records

Ramsey County property record for 2306 Birch St, White Bear Lake, MN 55110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1959
Lot Size0.246 acres (10,720 sqft)
OwnerIndividual Name on Record
Last Sale$265,000 (Dec 2020)
Tax Bill$3,828 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-30-22-23-0025

Property Details

APN / Parcel Number

Primary APN25-30-22-23-0025
Alternative APNs
  • 8223572
  • 255580

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
Basement Area500 sqft
Finished Basement500 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area10,720 sqft (0.246 acres)
Lot Dimensions134 ft deep x 80 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number255580
Street Address2306 BIRCH ST
CitySAINT PAUL
StateMN
Zip55110-4417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKEAIRES NO. 4 LOT 8 BLK 12
Legal Range22
Legal Township30
Legal Section25
Legal SubdivisionLAKEAIRES NO. 4
Legal Block12
Legal Lot Number8
JurisdictionRAMSEY MN
Township / Civil DivisionWHITE BEAR LAKE
Census Block Group2
Census Block2014
Census Tract40302

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2306 BIRCH ST, SAINT PAUL, MN 55110-4417
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2020 · Amount on Record
Deed SaleDec 4, 2020 · Amount on Record
Deed Document Number20204849187
Prior Transfer DateOct 29, 2020
Prior Transfer Doc0004849187
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRAMSEY MN
Recording DateDec 4, 2020
Property Address2306 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417
Document Number0004849187
Instrument DateOct 29, 2020
Instrument4849187
Transaction TypeTransfer
Record UpdatedDec 16, 2020
Title CompanyTITLESMART

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$901.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 BIRCH ST WHITE BEAR LAKE MN 551104417, WHITE BEAR LAKE, MN 55110-4417

Mortgage

Document Number4849188
DateDec 4, 2020
Instrument4849188
Lender
NameWINTRUST MTG
TypeMortgage Company
AddressROSEMONT, IL 60018
Agreement
AmountAmount Recorded
Term360 Months
DueDec 3, 2050

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyRamsey County
MunicipalityWhite Bear Lake City
Unified School DistrictWhite Bear Lake School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$318,200 (+16.09%) Land $80,000 Building $238,200$318,200 (+16.09%) Land $80,000 Building $238,200
2025$3,828.00 (+7.11%)
2023$3,574.00 Homeowner's exemption$274,100 Land $80,000 Building $194,100$274,100 Land $80,000 Building $194,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWhite Bear Lake
serves 25,634 people · EPA ID MN1620024
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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