Ramsey County property record for 2296 Birch St, White Bear Lake, MN 55110
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,056 sqft · built 1959 |
| Lot Size | 0.255 acres (11,122 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $212,000 (Nov 2009) |
| Tax Bill | $5,284 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-30-22-23-0026 |
| Primary APN | 25-30-22-23-0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 650 sqft |
| Finished Basement | 650 sqft |
| Game Room | Game Room |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Wood |
| Lot Area | 11,122 sqft (0.255 acres) |
| Lot Dimensions | 134 ft deep x 83 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 616 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 115486 |
|---|---|
| Street Address | 2296 BIRCH ST |
| City | SAINT PAUL |
| State | MN |
| Zip | 55110-4417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKEAIRES NO. 4 LOT 9 BLK 12 |
| Legal Range | 22 |
| Legal Township | 30 |
| Legal Section | 25 |
| Legal Subdivision | LAKEAIRES NO. 4 |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | WHITE BEAR LAKE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 40302 |
2296 Birch St is owned and occupied by two individuals who bought it in November 2009.
Source: Ramsey County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2296 BIRCH ST, SAINT PAUL, MN 55110-4417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LENDSURE MORTGAGE CORP |
| Sep 15, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2009 · Amount on File |
| Deed Sale | Nov 3, 2009 · Amount on File |
| Prior Sale | Oct 28, 2004 · Amount on File |
| Deed Document Number | 2009379253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2296 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0A04951237 |
|---|---|
| Date | Jun 14, 2022 |
| Instrument | A04951237 |
| Name | LENDSURE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92128 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 2296 BIRCH ST, WHITE BEAR LAKE, MN 55110-4417 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2296 BIRCH ST, SAINT PAUL, MN 55110-4417 |
| Document Number | 0A04907751 |
|---|---|
| Date | Sep 15, 2021 |
| Instrument | A04907751 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | GREEN HARBOR, MA 2041 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 262 Months |
| Due | Jul 1, 2043 |
The 2025 property tax bill for 2296 Birch St was $5,284 with a homeowner's exemption.
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | White Bear Lake City |
| Unified School District | White Bear Lake School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $327,400 Land $81,900 Building $245,500 | $327,400 Land $81,900 Building $245,500 | |
| 2025 | $5,284.00 | ||
| 2023 | $4,600.00 Homeowner's exemption | $285,700 Land $81,900 Building $203,800 | $285,700 Land $81,900 Building $203,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2296 Birch St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2296 Birch St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | White Bear Lake serves 25,634 people · EPA ID MN1620024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures