2317 3rd St, Atwater, CA 95301 Property Records

Merced County property record for 2317 3rd St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,490 sqft · built 1954
Lot Size	0.196 acres (8,537 sqft)
Owner	Individual Name on File
Last Sale	$341,000 (Aug 2021)
Tax Bill	$3,839 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002-083-007-000`

Property Details

APN / Parcel Number

Primary APN	`002-083-007-000`
Alternative APN	`002-083-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	1,890 sqft
1st Floor Area	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1968
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,537 sqft (0.196 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	002-083-007
Street Address	2317 3RD ST
City	ATWATER
State	CA
Zip	95301-3301
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	WOODS PARK LOT 22
Legal Subdivision	WOODS PARK
Legal Lot Number	22
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1017
Census Tract	602

Owner

2317 3rd St is owned and occupied by an individual who bought it in August 2021.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	2317 3RD ST, ATWATER, CA 95301-3301
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Grant Deed, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES
Mar 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Feb 28, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Aug 30, 2019	Affidavit of Death, Transfer PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2021 · Amount on File
Deed Sale	Aug 3, 2021 · Amount on File
Prior Sale	Feb 28, 2020 · Amount on File
Deed Document Number	202134428
Record Updated	Oct 29, 2026

August 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 3, 2021
Property Address	2317 3RD ST, ATWATER, CA 95301-3301
Document Number	0000034428
Map Reference	VOL 13 PG 30
Instrument Date	Jul 16, 2021
Instrument	2021034428
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2317 3RD ST, ATWATER, CA 95301-3301

Mortgage

Document Number	0000034429
Date	Aug 3, 2021
Instrument	2021034429

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2317 3RD ST, ATWATER, CA 95301-3301
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009321
Date	Mar 18, 2020
Instrument	2020009321

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 28, 2020
Property Address	2317 3RD ST, ATWATER, CA 95301-3301
Document Number	0000007026
Map Reference	VOL 13 PG 30
Instrument Date	Feb 27, 2020
Instrument	2020007026
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 3RD ST, ATWATER, CA 95301-3301

Mortgage

Document Number	0000007027
Date	Feb 28, 2020
Instrument	2020007027

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MERCED CA
Recording Date	Aug 30, 2019
Property Address	2317 3RD ST, ATWATER, CA 95301-3301
Document Number	0000027309
Instrument Date	Aug 29, 2019
Instrument	27309
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	PUBLIC TITLE COMPANY, PUBLIC TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 3RD ST ATWATER CA 953013301, ATWATER, CA 95301-3301

Tax Assessment & Valuation

The 2025 property tax bill for 2317 3rd St was $3,839 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$369,107 (+2%) Land $92,006 Building $277,101
2025	$3,839.00 Homeowner's exemption	$361,870 Land $90,202 Building $271,668
2023	$3,646.00 (+1.14%) Homeowner's exemption	$347,820 Land $86,700 Building $261,120
2022	$3,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2317 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2317 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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