2185 3rd St, Atwater, CA 95301 Property Records

Merced County property record for 2185 3rd St, Atwater, CA 95301 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,986 sqft · built 1953
Lot Size	0.211 acres (9,200 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Sep 2022)
Tax Bill	$4,721 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-082-007-000`

Property Details

APN / Parcel Number

Primary APN	`002-082-007-000`
Alternative APN	`002082007`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,986 sqft Living Area
Gross Area	2,418 sqft
1st Floor Area	1,986 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1964
Architectural Style	Other
Construction Type	Tilt-Up Concrete
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	24 sqft
Patio Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	002082007
Street Address	2185 3RD ST
City	ATWATER
State	CA
Zip	95301-3322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POR NE 1/4 SEC 1/7/12
Legal Range	12
Legal Township	07
Legal Section	01
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1029
Census Tract	602

Owner

Source: Merced County records · APN 002-082-007-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	2 Verified Secondary Owners
Mailing Address	2185 3RD ST, ATWATER, CA 95301-3322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 06, 2022	Grant Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 16, 2017	Grant Deed, Transfer TRANSCOUNTY TITLE COMPANY

Assessor's Deed Record

Deed Names	3 Verified Names on Deed
Last Sale	Sep 06, 2022 · Amount on Record
Deed Sale	Sep 06, 2022 · Amount on Record
Prior Sale	Aug 16, 2017 · Amount on Record
Deed Document Number	2022031682
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2185 3RD ST, ATWATER, CA 95301-3322
Transaction Type	Mortgage
Record Updated	Nov 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2185 3RD ST, ATWATER, CA 95301-3322

Mortgage

Document Number	0000024774
Date	Oct 16, 2023
Instrument	2023024774

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Oct 01, 2052

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Sep 06, 2022
Property Address	2185 3RD ST, ATWATER, CA 95301-3322
Document Number	0000031682
Instrument Date	Aug 10, 2022
Instrument	2022031682
Transaction Type	Transfer
Record Updated	Oct 03, 2022
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2185 3RD ST, ATWATER, CA 95301-3322

Mortgage

Document Number	0000031683
Date	Sep 06, 2022
Instrument	2022031683

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 16, 2017
Property Address	2185 3RD ST, ATWATER, CA 95301-3322
Document Number	0000026285
Instrument Date	Jul 28, 2017
Instrument	2017-026285
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	TRANSCOUNTY TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2185 3RD ST, ATWATER, CA 95301-3322

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,721.00 (+5.22%)	$436,968 (+4.04%) Land $98,838 Building $338,130
2023	$4,487.00 (+44.28%)	$420,000 Land $95,000 Building $325,000
2022	$3,110.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470006021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 580 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (unlicensed)	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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