2093 3rd St, Atwater, CA 95301 Property Records

Merced County property record for 2093 3rd St, Atwater, CA 95301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1948
Lot Size	0.229 acres (9,955 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Oct 2018)
Tax Bill	$2,364 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-092-016-000`

Property Details

APN / Parcel Number

Primary APN	`002-092-016-000`
Alternative APN	`002-092-016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
Gross Area	1,270 sqft
1st Floor Area	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Tile
Lot Area	9,955 sqft (0.229 acres)
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	002-092-016
Street Address	2093 3RD ST
City	ATWATER
State	CA
Zip	95301-3613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	SIERRA VISTA ADD #2 POR LOT 72
Legal Subdivision	SIERRA VISTA ADD
Legal Lot Number	72
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1034
Census Tract	602

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2093 3RD ST, ATWATER, CA 95301-3613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 10, 2018	Grant Deed, Transfer · Conventional with PMI RABOBANK
Oct 10, 2018	Quit Claim Deed, Transfer TRN TRANSCOUNTY TITLE COMPANY, TRN TRANSCOUNTY TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2018 · Amount on Record
Deed Sale	Oct 10, 2018 · Amount on Record
Deed Document Number	201831457
Prior Transfer Date	Sep 5, 2018
Prior Transfer Doc	0000031454
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	2093 3RD ST, ATWATER, CA 95301-3613
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2093 3RD ST, ATWATER, CA 95301-3613

Mortgage

Document Number	0000021025
Date	May 10, 2021
Instrument	2021021025

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Oct 10, 2018
Property Address	2093 3RD ST, ATWATER, CA 95301-3613
Document Number	0000031457
Instrument Date	Sep 5, 2018
Instrument	31457
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	TRN TRANSCOUNTY TITLE COMPANY, TRN TRANSCOUNTY TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2093 3RD ST ATWATER CA 953013613, ATWATER, CA 95301-3613

Mortgage

Document Number	31458
Date	Oct 10, 2018
Instrument	31458

Lender

Name	RABOBANK
Type	Bank
Address	ARROYO GRANDE, CA 93421-6002

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2048

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Oct 10, 2018
Property Address	2093 3RD ST, ATWATER, CA 95301-3613
Document Number	0000031454
Instrument Date	Sep 5, 2018
Instrument	31454
Transaction Type	Transfer
Record Updated	Jan 6, 2020
Title Company	TRN TRANSCOUNTY TITLE COMPANY, TRN TRANSCOUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2093 3RD ST ATWATER CA 953013613, ATWATER, CA 95301-3613

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$221,872 (+2%) Land $62,578 Building $159,294
2025	$2,364.00 (+5.21%)	$217,522 (+4.04%) Land $61,351 Building $156,171
2023	$2,247.00 (+1.13%)	$209,077 Land $58,970 Building $150,107
2022	$2,222.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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