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23168 Ruby Ave, Port Charlotte, FL 33952 Property Records

Charlotte County property record for 23168 Ruby Ave, Port Charlotte, FL 33952

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,022 sqft · built 1985
Lot Size0.351 acres (15,300 sqft)
OwnerIndividual Name on Record
Last Sale$98,900 (Apr 1994)
Tax Bill$2,671 (2025)
Deeds & MortgagesSep 2019 Mortgage
Feb 2018 Transfer
Flood ZoneZone X (minimal risk)
APN402212179012

Property Details

APN / Parcel Number

Primary APN402212179012
Alternative APNs
  • 00091200000006
  • 10004574066

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area3,084 sqft
1st Floor Area2,022 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,300 sqft (0.351 acres)
Lot Dimensions120 ft deep x 128 ft wide
Garage TypeAttached
Garage Area462 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area288 sqft
PorchEnclosed/Screened Porch
Porch Area600 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number00091200000006
Street Address23168 RUBY AVE
CityPORT CHARLOTTE
StateFL
Zip33952-2957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPORT CHARLOTTE SEC12 BLK1641 LT4 & E 1/2 OF LT 3 227/133 628/1345 808/2136 809/1769 DC907/354 1335/1631 1575/1325(L/E) POA1575/1311 POA1575/1318 UNREC DC-RSJ 3706/235 DC4262/1719-JJ AFF4262/1721 4281/1463
Legal Range22E
Legal Township40S
Legal Section12
Legal SubdivisionPORT CHARLOTTE
Legal TractPCH
Legal Block1641
Legal Lot Number4,3
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1025
Census Tract20203

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address23168 RUBY AVE, PORT CHARLOTTE, FL 33952-2957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2019Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
Feb 13, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 5, 1994 · Amount on Record
Deed SaleApr 5, 1994 · Amount on Record
Deed Book / Page1335 / 1631
Last Transfer DateOct 29, 2012
Transfer Doc0037060235
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address23168 RUBY AVE, PORT CHARLOTTE, FL 33952-2957
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044871507
DateSep 27, 2019
Book Page4487/1507
Instrument2747278
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35211
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueSep 16, 2029

February 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLOTTE FL
Recording DateFeb 13, 2018
Property Address23168 RUBY AVE, PORT CHARLOTTE, FL 33952-2957
Document Number0042811463
Book / Page004281 / 001463
Instrument DateJan 30, 2018
Instrument2586671
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23168 RUBY AVE PORT CHARLOTTE FL 339522957, PORT CHARLOTTE, FL 33952-2957

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,671.00 (-21.07%) Homeowner's exemption$217,067 (+5.99%)$334,085 (+37.57%) Land $28,050 Building $306,035
2024$3,384.00 (+1.01%)
2023$3,350.00 (+3.65%) Homeowner's exemption$204,805 (+3%)$242,852 (-20.72%) Land $33,000 Building $209,852
2022$3,232.00 Homeowner's exemption$198,840$306,336 Land $19,763 Building $286,573

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies43 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber		5,000 / 5,000
CenturyLink
Fiber		3,000 / 3,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: Ripple Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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