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2311 Symphony Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 2311 Symphony Cir, Saint Cloud, FL 34771 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 2,631 sqft · built 2020
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on File
Last Sale$508,841 (Jul 2020)
Tax Bill$6,122 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN172531489900010680

Property Details

APN / Parcel Number

Primary APN172531489900010680

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,631 sqft Heated Area
Gross Area3,493 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialTile
Lot Area8,712 sqft (0.2 acres)
Garage TypeFinished
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address2311 SYMPHONY CIR
CitySAINT CLOUD
StateFL
Zip34771-8929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSERENITY RESERVE PB 25 PGS 122-123 LOT 68
Legal Range31E
Legal Township25S
Legal Section17
Legal SubdivisionSERENITY RESERVE
Legal Tract4899
Legal Lot Number68
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1056
Census Tract43600

Owner

Source: Osceola County records · APN 172531489900010680

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Co-ownerVerified Secondary Owner
Mailing Address2311 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 08, 2020 · Amount on Record
Deed SaleJul 08, 2020 · Amount on Record
Prior SaleJul 08, 2020 · Amount on Record
Deed Document Number0057502869
Deed Book / Page5750 / 2869
Last Transfer DateApr 09, 2025
Transfer Doc0067682655
Record UpdatedJun 08, 2026

July 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 08, 2020
Property Address2311 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929
Document Number0057502869
Book / Page5750 / 2869
Map ReferenceMB 25 PG 122
Instrument DateJul 07, 2020
Instrument2020087883
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,562.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2354 SYMPHONY CIR, 2354, SAINT CLOUD, FL 34771-8928

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 SYMPHONY CIR, SAINT CLOUD, FL 34771-8929

Mortgage

Document Number0057502870
DateJul 08, 2020
Instrument5750/2870
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,122.00 (+6.58%) Homeowner's exemption$431,316 (+5.99%)$548,300 (+25.24%) Land $90,000 Building $458,300
2023$5,744.00 (+3.74%) Homeowner's exemption$406,953 (+3%)$437,800 (+10.81%) Land $75,000 Building $362,800
2022$5,537.00 Homeowner's exemption$395,100 Land $65,000 Building $330,100$395,100 Land $65,000 Building $330,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970436001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Flood Insurance CostPremium on Record
median of 278 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Wildfire

Wildfire RiskModerate
above 57% of the US · above 29% of Florida
Wildfire LikelihoodAbout 1 in 649 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 314 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

May also be available at this address: Lumen Technologies, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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