2315 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2315 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,574 sqft · built 1930
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Tax Bill	$522 (2025)
Deeds & Mortgages	Jul 2021 Transfer May 2020 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`156C M 011`

Property Details

APN / Parcel Number

Primary APN	`156C M 011`
Alternative APN	`0000090720`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1958
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090720
Street Address	2315 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 1 BLK 12 WATKINS ADDN PB3 PG4
Legal Subdivision	WATKINS ADDN
Legal Block	12
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2027
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	305 S MOORE RD, CHATTANOOGA, TN 37411-4810
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Quit Claim Deed, Transfer FIRST TITLE
May 15, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 29, 2003 · Amount on Record
Last Transfer Date	Jul 9, 2021
Transfer Doc	0000000142
Record Updated	Jun 8, 2026

July 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 9, 2021
Property Address	2315 E 14TH ST, CHATTANOOGA, TN 37404-4518
Document Number	0000000142
Book / Page	12560 / 326
Map Reference	MB 03 PG 04
Instrument Date	Jul 7, 2021
Instrument	2021070900142
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2315 E 14TH ST, CHATTANOOGA, TN 37404-4518

May 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON TN
Property Address	2315 E 14TH ST, CHATTANOOGA, TN 37404-4518
Document Number	0518000123
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2312 GUINEVERE PKWY CHATTANOOGA TN 374212603, CHATTANOOGA, TN 37421-2603

Mortgage

Document Number	0518000123
Date	May 18, 2020
Book Page	012004/000163
Instrument	200518000123

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	May 17, 2023

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$522.00 (+13.48%)	$34,450 (+67.23%)	$137,800 (+67.23%) Land $50,000 Building $87,800
2024	$460.00	$20,600 (-)	$82,400 (-) Land $20,000 Building $62,400
2023	$460.00	$20,600 (-)	$82,400 (-) Land $20,000 Building $62,400
2022	$460.00	$20,600	$82,400 Land $20,000 Building $62,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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