2314 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2314 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,256 sqft · built 1930
Lot Size	0.162 acres (7,100 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Aug 2020)
Tax Bill	$951 (2025)
Deeds & Mortgages	Jul 2024 Line of Credit Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`156C N 016`

Property Details

APN / Parcel Number

Primary APN	`156C N 016`
Alternative APN	`0000090753`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1968
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,100 sqft (0.162 acres)
Lot Dimensions	142 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090753
Street Address	2314 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4517
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	0105 23 08 LT 16 BLK 11 WATKINS ADDN PB3 PG4
Legal Subdivision	WATKINS ADDN
Legal Block	11
Legal Lot Number	16
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2030
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2314 E 14TH ST, CHATTANOOGA, TN 37404-4517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 13, 2020	Warranty Deed, Transfer · Conventional with PMI ZILLOW HM LNS LLC
Apr 30, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 7, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	2020081300158
Deed Book / Page	12112 / 692
Record Updated	Jun 8, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2314 E 14TH ST, CHATTANOOGA, TN 37404-4517
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E 4TH ST, CHATTANOOGA, TN 37404-2701

Mortgage

Document Number	0000000011
Date	Jul 9, 2024
Book Page	13643/200
Instrument	2024070900011

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Aug 13, 2020
Property Address	2314 E 14TH ST, CHATTANOOGA, TN 37404-4517
Document Number	0813000158
Book / Page	012112 / 000692
Instrument Date	Aug 12, 2020
Instrument	200813000158
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	FIRST CHOICE, 1ST CHOICE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E 14TH ST CHATTANOOGA TN 374044517, CHATTANOOGA, TN 37404-4517

Mortgage

Document Number	813000159
Date	Aug 13, 2020
Book Page	012112/000694
Instrument	200813000159

Lender

Name	ZILLOW HM LNS LLC
Address	OVERLAND PARK, KS 66211

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Apr 30, 2018
Property Address	2314 E 14TH ST, CHATTANOOGA, TN 37404-4517
Document Number	0000000265
Book / Page	11333 / 260
Map Reference	MB3 PG4
Instrument Date	Apr 25, 2018
Instrument	2018043000265
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	FIRS CHOICE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$419.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2314 E 14TH ST, CHATTANOOGA, TN 37404-4517

Mortgage

Document Number	0000000266
Date	Apr 30, 2018
Instrument	2018043000266

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Nov 7, 2017
Property Address	2314 E 14TH ST, CHATTANOOGA, TN 37404-4517
Document Number	0000000037
Book / Page	011197 / 000450
Instrument Date	Nov 6, 2017
Instrument	37
Transaction Type	Transfer
Record Updated	Jan 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$209.98
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 SIGNAL MOUNTAIN RD CHATTANOOGA TN 374051933, CHATTANOOGA, TN 37405-1933

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$951.00 (+13.08%)	$62,800 (+67.02%)	$251,200 (+67.02%) Land $50,000 Building $201,200
2024	$841.00	$37,600 (-)	$150,400 (-) Land $20,000 Building $130,400
2023	$841.00	$37,600 (-)	$150,400 (-) Land $20,000 Building $130,400
2022	$841.00	$37,600	$150,400 Land $20,000 Building $130,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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