2313 E 14th St, Chattanooga, TN 37404 Property Records

Hamilton County property record for 2313 E 14th St, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 2004
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on Record
Last Sale	$129,000 (Jun 2020)
Tax Bill	$851 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`156C M 012`

Property Details

APN / Parcel Number

Primary APN	`156C M 012`
Alternative APN	`0000090721`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,424 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,650 sqft (0.244 acres)
Lot Dimensions	142 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000090721
Street Address	2313 E 14TH ST
City	CHATTANOOGA
State	TN
Zip	37404-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LT 2 PT 3 BLK 12 WATKINS ADDN PB 3 PG 4
Legal Subdivision	WATKINS ADDITION TO RIDGEDALE
Legal Block	12
Legal Lot Number	2
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2027
Census Tract	1300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2313 E 14TH ST, CHATTANOOGA, TN 37404-4518
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2020 · Amount on Record
Deed Sale	Jun 2, 2020 · Amount on Record
Prior Sale	Nov 18, 2008 · Amount on Record
Deed Document Number	2020352
Deed Book / Page	12022 / 112
Prior Transfer Date	Sep 17, 1996
Prior Transfer Doc	0047770527
Record Updated	Jun 8, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 2, 2020
Property Address	2313 E 14TH ST, CHATTANOOGA, TN 37404-4518
Document Number	0602000352
Book / Page	012022 / 000112
Instrument Date	May 29, 2020
Instrument	200602000352
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	FIRST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$477.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2313 E 14TH ST CHATTANOOGA TN 374044518, CHATTANOOGA, TN 37404-4518

Mortgage

Document Number	602000353
Date	Jun 2, 2020
Book Page	012022/000115
Instrument	200602000353

Lender

Name	BETTER MTG
Type	Mortgage Company
Address	NEW YORK, NY 10271

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$851.00 (+18.85%)	$56,175 (+75.41%)	$224,700 (+75.41%) Land $57,500 Building $167,200
2024	$716.00	$32,025 (-)	$128,100 (-) Land $23,000 Building $105,100
2023	$716.00	$32,025 (-)	$128,100 (-) Land $23,000 Building $105,100
2022	$716.00	$32,025	$128,100 Land $23,000 Building $105,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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