Cherokee County property record for 2315 Co Rd 38, Centre, AL 35960
| Property Type | Single Family Home |
|---|---|
| Details | 2,708 sqft · built 1962 |
| Lot Size | 20 acres (871,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Aug 2014) |
| Deeds & Mortgages | Nov 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-14-09-31-0-000-005.000 |
| Primary APN | 13-14-09-31-0-000-005.000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,708 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 871,200 sqft (20 acres) |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 290 sqft |
| Utility Building | 117 sqft |
| Account Number | 28126 |
|---|---|
| Street Address | 2315 COUNTY ROAD 38 |
| City | CENTRE |
| State | AL |
| Zip | 35960-7259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E/2 SW/4 SW/4;LESS A TR; BEG @ THE SW COR SD 20AC TR;E27;N262;E32;S261 TO POB OF EXCEPT |
| Jurisdiction | CHEROKEE AL |
| Township / Civil Division | CENTRE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 955900 |
2315 Co Rd 38 is owned and occupied by an individual who bought it in August 2014.
Source: Cherokee County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2315 COUNTY ROAD 38, CENTRE, AL 35960-7259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2014 · Amount on File |
| Deed Sale | Aug 1, 2014 · Amount on File |
| Prior Sale | Jun 19, 2007 · Amount on File |
| Deed Document Number | 0184897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE AL |
| Property Address | 2315 COUNTY ROAD 38, CENTRE, AL 35960-7259 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1911 LILLIAN DR, ATHENS, AL 35611-5435 |
| Document Number | 0000241467 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 241467 |
| Name | FARMERS & MERCHANTS BANK |
|---|---|
| Type | Bank |
| Address | CENTRE, AL 35960 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Due | Nov 21, 2025 |
Source: Cherokee County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $20,420 Land $5,980 Building $14,440 | $246,400 Land $59,800 Building $186,600 |
| 2023 | Additional exemption filed | $24,660 | $246,400 Land $59,800 Building $186,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2315 Co Rd 38 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Jan 2009 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2315 Co Rd 38 is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 62% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Killians Electronics Fixed Wireless | 25 / 10 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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