2135 Co Rd 38, Centre, AL 35960 Property Records

Cherokee County property record for 2135 Co Rd 38, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,176 sqft · built 2007
Lot Size	0.83 acres (36,155 sqft)
Owner	Individual Name on Record
Last Sale	$123,700 (Jan 2020)
Tax Bill	$624 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-14-09-31-0-000-003.001`

Property Details

APN / Parcel Number

Primary APN	`13-14-09-31-0-000-003.001`
Alternative APNs	`ALT APN:1409310000003001` `209066`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	36,155 sqft (0.83 acres)
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	192 sqft

Location & Zoning

Account Number	209066
Street Address	2135 COUNTY ROAD 38
City	CENTRE
State	AL
Zip	35960-7245
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG INT N R/W CO RD 38 & W SEC LN, E 163.9' ALG R/W, N217.1', W 158.75', S 199.6' TO N R/W CO RD 38 & POB
Legal Range	09E
Legal Township	10S
Legal Section	31
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1002
Census Tract	955900

Owner

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2135 COUNTY ROAD 38, CENTRE, AL 35960-7245
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Apr 23, 2007
Deed Document Number	2020210514
Prior Transfer Date	Nov 20, 2019
Prior Transfer Doc	0000210514
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEROKEE AL
Recording Date	Jan 6, 2020
Property Address	2135 COUNTY ROAD 38, CENTRE, AL 35960-7245
Document Number	0000210514
Map Reference	DOC 14680
Instrument Date	Nov 20, 2019
Instrument	210514
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000210515
Date	Jan 6, 2020
Instrument	210515

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$624.00 (+7.59%)
2025	$580.00 Homeowner's exemption	$15,080 (-) Land $640 Building $14,440	$150,700 (-) Land $6,300 Building $144,400
2024	$580.00 (-1.19%) Additional exemption filed	$15,080 (-1.05%) Land $640 Building $14,440	$150,700 (-1.05%) Land $6,300 Building $144,400
2023	$587.00 Homeowner's exemption	$15,240 (-)	$152,300 (-) Land $6,300 Building $146,000
2022	$587.00 Homeowner's exemption	$15,240 Land $640 Building $14,600	$152,300 Land $6,300 Building $146,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 49% of Alabama
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Killians Electronics Fixed Wireless	25 / 10
Verizon Fixed Wireless	25 / 6

May also be available: TDS Telecom.

Cell Coverage

5G (outdoors only) and 4G LTE

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