1935 Co Rd 38, Centre, AL 35960 Property Records

Cherokee County property record for 1935 Co Rd 38, Centre, AL 35960

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,100 sqft · built 2016
Lot Size	7.15 acres (311,454 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Aug 2024)
Tax Bill	$1,576 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Dec 2021 Mortgage
Flood Zone	Zone A (high risk)
APN	`13-15-07-36-0-000-006.002`

Property Details

APN / Parcel Number

Primary APN	`13-15-07-36-0-000-006.002`
Alternative APNs	`ALT APN:1507360000006002` `220251` `31245`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,100 sqft Living Area
1st Floor Area	1,400 sqft
Upper Floors Area	700 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	311,454 sqft (7.15 acres)
Garage Type	Mixed
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	315 sqft
Deck Area	Deck Area

Location & Zoning

Account Number	220251
Street Address	1935 COUNTY ROAD 38
City	CENTRE
State	AL
Zip	35960-7263
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ SE COR SD SEC;W1030;NLY ALG EASEMENT 1046 TO POB;W88;N371;E611;S534;W694 TO POB
Legal Range	08E
Legal Township	10S
Legal Section	36
Jurisdiction	CHEROKEE AL
Township / Civil Division	CENTRE
Census Block Group	1
Census Block	1002
Census Tract	955900

Owner

1935 Co Rd 38 is owned and occupied by an individual who bought it in August 2024.

Source: Cherokee County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1935 COUNTY ROAD 38, CENTRE, AL 35960-7263
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK & TRUST
Dec 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage RIVER BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2024 · Amount on File
Deed Sale	Aug 26, 2024 · Amount on File
Deed Document Number	2024235306
Prior Transfer Date	May 23, 2024
Prior Transfer Doc	0000233924
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1935 COUNTY ROAD 38, CENTRE, AL 35960-7263
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000217209
Date	Mar 19, 2021
Instrument	217209

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 22, 2036

Interest

Rate Type	Adjustable Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE AL
Property Address	1935 COUNTY ROAD 38, CENTRE, AL 35960-7263
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000221611
Date	Dec 1, 2021
Instrument	221611

Lender

Name	RIVER BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1935 Co Rd 38 was $1,576, down 40.1% from the year before.

Source: Cherokee County assessment roll, as of December 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Cherokee County
Unified School District	Cherokee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,576.00 (-40.12%)
2025	$2,632.00 (+132.71%)	$60,520 (+1,459.79%) Land $6,240 Building $54,280	$313,400 (+11.17%) Land $31,200 Building $282,200
2024	$1,131.00 Additional exemption filed	$3,880 (-86.24%) Land $2,840 Building $1,040	$281,900 (-) Land $28,400 Building $253,500
2023	$1,131.00 Homeowner's exemption	$28,200 (+626.8%)	$281,900 (-) Land $28,400 Building $253,500
2022	$1,131.00 Homeowner's exemption	$3,880 Land $2,840 Building $1,040	$281,900 Land $28,400 Building $253,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1935 Co Rd 38 in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 15, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Jan 2009 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1935 Co Rd 38 is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 74% of Alabama
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Killians Electronics Fixed Wireless	25 / 10

May also be available: Verizon.

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