2313 Joseph St, Champaign, IL 61822 Property Records

Champaign County property record for 2313 Joseph St, Champaign, IL 61822

Property Summary

Property Type	Single Family Home
Owner	2 Individual Names on File
Last Sale	$385,000 (Nov 2024)
Tax Bill	$8,744 (2024)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-379-028`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-379-028`

Location & Zoning

Street Address	2313 JOSEPH ST
City	CHAMPAIGN
State	IL
Zip	61822-3636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COMBINED PER TAXPAYER REQUEST
Legal Subdivision	IRONWOOD WEST IX SUBDIVISION
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1050
Census Tract	1205

Owner

2313 Joseph St is owned and occupied by two individuals who bought it in November 2024.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2313 JOSEPH ST, CHAMPAIGN, IL 61822-3636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on File
Deed Sale	Nov 4, 2024 · Amount on File
Prior Sale	Feb 17, 2012 · Amount on File
Deed Document Number	202416235
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2313 JOSEPH ST, CHAMPAIGN, IL 61822-3636
Document Number	0000008011
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	ALLIED CAPITAL TITLE, ALLIED CAP TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2313 JOSEPH ST CHAMPAIGN IL 618223636, CHAMPAIGN, IL 61822-3636

Mortgage

Document Number	0000008011
Date	May 14, 2020
Instrument	8011

Lender

Name	IROQUOIS FED'L S&L
Type	Federal Savings Bank
Address	DANVILLE, IL 61832

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 13, 2050

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$119,250 Land $20,950 Building $98,300	$357,750 Land $62,850 Building $294,900
2024	$8,744.00
2022	$7,659.00 Homeowner's exemption	$89,290 Land $15,680 Building $73,610	$267,870 Land $47,040 Building $220,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2313 Joseph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2313 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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