Champaign County property record for 2316 Joseph St, Champaign, IL 61822
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.092 acres (4,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $236,000 (Dec 2019) |
| Tax Bill | $8,256 (2024) |
| Deeds & Mortgages | Dec 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 45-20-20-380-020 |
| Primary APN | 45-20-20-380-020 |
|---|
| Lot Area | 4,019 sqft (0.092 acres) |
|---|
| Street Address | 2316 JOSEPH ST |
|---|---|
| City | CHAMPAIGN |
| State | IL |
| Zip | 61822-3637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 921A IRONWOOD WEST VIIII SUB |
| Legal Range | 08E |
| Legal Township | 19N |
| Legal Section | 20 |
| Legal Subdivision | IRONWOOD WEST VIIII SUB |
| Legal Lot Number | 921A |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CHAMPAIGN CITY |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 1205 |
2316 Joseph St is owned and occupied by an individual who bought it in December 2019.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2316 JOSEPH ST, CHAMPAIGN, IL 61822-3637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 5, 2019 · Amount on File |
| Deed Sale | Dec 5, 2019 · Amount on File |
| Prior Sale | Dec 18, 2013 · Amount on File |
| Deed Document Number | 201920430 |
| Prior Transfer Date | Dec 10, 2013 |
| Prior Transfer Doc | 0000019532 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Dec 5, 2019 |
| Property Address | 2316 JOSEPH ST, CHAMPAIGN, IL 61822-3637 |
| Document Number | 0000020430 |
| Map Reference | DOC 2006R33835 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 2019R20430 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $354.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2316 JOSEPH ST, CHAMPAIGN, IL 61822-3637 |
| Document Number | 0000020431 |
|---|---|
| Date | Dec 5, 2019 |
| Instrument | 2019R20431 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Champaign City Township |
| Municipality | Champaign City |
| Unified School District | Champaign Community Unit School District 4 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,970 Land $27,830 Building $85,140 | $338,910 Land $83,490 Building $255,420 | |
| 2024 | $8,256.00 | ||
| 2022 | $7,226.00 Homeowner's exemption | $84,590 Land $20,840 Building $63,750 | $253,770 Land $62,520 Building $191,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2316 Joseph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2316 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Nextlink Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream, Verizon.
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