2307 Joseph St, Champaign, IL 61822 Property Records

Champaign County property record for 2307 Joseph St, Champaign, IL 61822

Property Summary

Property Type	Vacant Land
Lot Size	0.092 acres (4,016 sqft)
Owner	2 Individual Names on File
Last Sale	$302,000 (Aug 2010)
Tax Bill	$1,080 (2024)
Deeds & Mortgages	Oct 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`45-20-20-379-021`

Property Details

APN / Parcel Number

Primary APN	`45-20-20-379-021`

Exterior

Lot Area	4,016 sqft (0.092 acres)

Location & Zoning

Street Address	2307 JOSEPH ST
City	CHAMPAIGN
State	IL
Zip	61822-3636
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LOT 916B IRONWOOD WEST VIIII SUB
Legal Range	08E
Legal Township	19N
Legal Section	20
Legal Subdivision	IRONWOOD WEST VIIII SUB
Legal Lot Number	916B
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CHAMPAIGN CITY
Census Block Group	1
Census Block	1050
Census Tract	1205

Owner

2307 Joseph St, vacant land, is owned by two individuals who acquired it in May 2012.

Source: Champaign County records, as of April 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2309 JOSEPH ST, CHAMPAIGN, IL 61822-3636
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage INB NA
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage ILLINOIS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2010 · Amount on File
Deed Sale	Aug 6, 2010 · Amount on File
Prior Sale	Jan 19, 2010 · Amount on File
Deed Document Number	201017163
Last Transfer Date	May 23, 2012
Transfer Doc	0000005071
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2307 JOSEPH ST, CHAMPAIGN, IL 61822-3636
Document Number	0000018288
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2307 JOSEPH ST CHAMPAIGN IL 61822, CHAMPAIGN, IL 61822

Mortgage

Document Number	0000018288
Date	Oct 30, 2019
Instrument	18288

Lender

Name	INB NA
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 29, 2034

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 19, 2018
Property Address	2307 JOSEPH ST, CHAMPAIGN, IL 61822-3636
Document Number	0000010142
Instrument Date	Jun 8, 2018
Instrument	10142
Transaction Type	Transfer
Record Updated	Jul 10, 2018
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$323.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2309 JOSEPH ST CHAMPAIGN IL 618223636, CHAMPAIGN, IL 61822-3636

Mortgage

Document Number	10144
Date	Jun 19, 2018
Instrument	10144

Lender

Name	ILLINOIS NAT'L BK
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 18, 2038

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Champaign City Township
Municipality	Champaign City
Unified School District	Champaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$13,900 Land $13,900	$41,700 Land $41,700
2024	$1,080.00
2022	$957.00	$10,410 Land $10,410	$31,230 Land $31,230

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2307 Joseph St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2307 Joseph St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mediacom Xtream, Verizon.

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